Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Citi / AAdvantage Globe Mastercard ($350/yr) is better for everyday value, while the Capital One Venture X Rewards Credit Card ($395/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Capital One Venture X Rewards Credit Card | Citi / AAdvantage Globe Mastercard |
|---|---|---|
| Hotels Aadvantage | 2X | 6X |
| American Airlines |
The Capital One Venture X Rewards Credit Card wins in 3 of 5 categories. The Citi / AAdvantage Globe Mastercard leads in 2.
Hotels
Capital One Venture X Rewards Credit Card earns 2X vs 1X
Flights
Capital One Venture X Rewards Credit Card earns 2X vs 1X
Hotels Aadvantage
Citi / AAdvantage Globe Mastercard earns 6X vs 2X
American Airlines
Citi / AAdvantage Globe Mastercard earns 3X vs 2X
Everyday purchases
Capital One Venture X Rewards Credit Card earns 2X on all other spending vs 1X
The Capital One Venture X Rewards Credit Card costs $395/yr โ that's $45 more than the Citi / AAdvantage Globe Mastercard ($350/yr). To justify that gap, you need to extract at least $45 in annual value from the card's higher earn rates and benefits.
The Capital One Venture X Rewards Credit Card offers lounge access, Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $45 difference is small enough that the Capital One Venture X Rewards Credit Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
The Citi / AAdvantage Globe Mastercard has a lower annual fee ($350 vs $395), making it the more accessible option.
The Capital One Venture X Rewards Credit Card justifies its higher fee with premium perks like lounge access.
For everyday spending, the Capital One Venture X Rewards Credit Card earns more with its 2X base rate.
Choose the Citi / AAdvantage Globe Mastercard if you want solid rewards with a lower cost of entry. Choose the Capital One Venture X Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Citi / AAdvantage Globe Mastercard ($350/yr) is better for everyday value, while the Capital One Venture X Rewards Credit Card ($395/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Capital One Venture X Rewards Credit Card | Citi / AAdvantage Globe Mastercard |
|---|---|---|
| Hotels Aadvantage | 2X | 6X |
| American Airlines |
The Capital One Venture X Rewards Credit Card wins in 3 of 5 categories. The Citi / AAdvantage Globe Mastercard leads in 2.
Hotels
Capital One Venture X Rewards Credit Card earns 2X vs 1X
Flights
Capital One Venture X Rewards Credit Card earns 2X vs 1X
Hotels Aadvantage
Citi / AAdvantage Globe Mastercard earns 6X vs 2X
American Airlines
Citi / AAdvantage Globe Mastercard earns 3X vs 2X
Everyday purchases
Capital One Venture X Rewards Credit Card earns 2X on all other spending vs 1X
The Capital One Venture X Rewards Credit Card costs $395/yr โ that's $45 more than the Citi / AAdvantage Globe Mastercard ($350/yr). To justify that gap, you need to extract at least $45 in annual value from the card's higher earn rates and benefits.
The Capital One Venture X Rewards Credit Card offers lounge access, Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $45 difference is small enough that the Capital One Venture X Rewards Credit Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
The Citi / AAdvantage Globe Mastercard has a lower annual fee ($350 vs $395), making it the more accessible option.
The Capital One Venture X Rewards Credit Card justifies its higher fee with premium perks like lounge access.
For everyday spending, the Capital One Venture X Rewards Credit Card earns more with its 2X base rate.
Choose the Citi / AAdvantage Globe Mastercard if you want solid rewards with a lower cost of entry. Choose the Capital One Venture X Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Citi / AAdvantage Globe Mastercard ($350/yr) is better for everyday value, while the Capital One Venture X Rewards Credit Card ($395/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Capital One Venture X Rewards Credit Card | Citi / AAdvantage Globe Mastercard |
|---|---|---|
| Hotels Aadvantage | 2X | 6X |
| American Airlines |
The Capital One Venture X Rewards Credit Card wins in 3 of 5 categories. The Citi / AAdvantage Globe Mastercard leads in 2.
Hotels
Capital One Venture X Rewards Credit Card earns 2X vs 1X
Flights
Capital One Venture X Rewards Credit Card earns 2X vs 1X
Hotels Aadvantage
Citi / AAdvantage Globe Mastercard earns 6X vs 2X
American Airlines
Citi / AAdvantage Globe Mastercard earns 3X vs 2X
Everyday purchases
Capital One Venture X Rewards Credit Card earns 2X on all other spending vs 1X
The Capital One Venture X Rewards Credit Card costs $395/yr โ that's $45 more than the Citi / AAdvantage Globe Mastercard ($350/yr). To justify that gap, you need to extract at least $45 in annual value from the card's higher earn rates and benefits.
The Capital One Venture X Rewards Credit Card offers lounge access, Global Entry/TSA PreCheck credit. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $45 difference is small enough that the Capital One Venture X Rewards Credit Card's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
The Citi / AAdvantage Globe Mastercard has a lower annual fee ($350 vs $395), making it the more accessible option.
The Capital One Venture X Rewards Credit Card justifies its higher fee with premium perks like lounge access.
For everyday spending, the Capital One Venture X Rewards Credit Card earns more with its 2X base rate.
Choose the Citi / AAdvantage Globe Mastercard if you want solid rewards with a lower cost of entry. Choose the Capital One Venture X Rewards Credit Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 2X |
| 3X |
| Dining | 2X | 2X |
| Flights | 2X | 1X |
| Gas Stations | 2X | 2X |
| Hotels | 2X | 1X |
| Ridesharing | 2X | 2X |
| Taxi | 2X | 2X |
| Transit | 2X | 2X |
| Everything Else | 2X | 1X |
Network
Key Benefits
Pros
Cons
Choosing Citi / AAdvantage Globe Mastercard means losing:
Choosing Capital One Venture X Rewards Credit Card means losing:
Get the Capital One Venture X Rewards Credit Card if you:
Get the Citi / AAdvantage Globe Mastercard if you:
| 2X |
| 3X |
| Dining | 2X | 2X |
| Flights | 2X | 1X |
| Gas Stations | 2X | 2X |
| Hotels | 2X | 1X |
| Ridesharing | 2X | 2X |
| Taxi | 2X | 2X |
| Transit | 2X | 2X |
| Everything Else | 2X | 1X |
Network
Key Benefits
Pros
Cons
Choosing Citi / AAdvantage Globe Mastercard means losing:
Choosing Capital One Venture X Rewards Credit Card means losing:
Get the Capital One Venture X Rewards Credit Card if you:
Get the Citi / AAdvantage Globe Mastercard if you:
| 2X |
| 3X |
| Dining | 2X | 2X |
| Flights | 2X | 1X |
| Gas Stations | 2X | 2X |
| Hotels | 2X | 1X |
| Ridesharing | 2X | 2X |
| Taxi | 2X | 2X |
| Transit | 2X | 2X |
| Everything Else | 2X | 1X |
Network
Key Benefits
Pros
Cons
Choosing Citi / AAdvantage Globe Mastercard means losing:
Choosing Capital One Venture X Rewards Credit Card means losing:
Get the Capital One Venture X Rewards Credit Card if you:
Get the Citi / AAdvantage Globe Mastercard if you: