Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Both cards cost $0/yr. The Capital One VentureOne Rewards Credit Card leads on hotels; the Verizon Visa Card on grocery stores.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | Capital One VentureOne Rewards Credit Card | Verizon Visa Card |
|---|---|---|
| Dining | 1X | 4X |
| Gas Stations | 1X |
The Verizon Visa Card wins in 3 of 3 categories. The Capital One VentureOne Rewards Credit Card leads in 0. 4 more categories depend on booking channel or caps.
Hotels
Depends: via issuer travel portal
Capital One VentureOne Rewards Credit Card earns 5X when conditions are met; Verizon Visa Card earns 1X (1X without restrictions)
Car Rentals
Depends: via issuer travel portal
Capital One VentureOne Rewards Credit Card earns 5X when conditions are met; Verizon Visa Card earns 1X (1X without restrictions)
Vacation Rentals
Depends: via issuer travel portal
Capital One VentureOne Rewards Credit Card earns 5X when conditions are met; Verizon Visa Card earns 1X (1X without restrictions)
Entertainment
Depends: via issuer travel portal
Capital One VentureOne Rewards Credit Card earns 5X when conditions are met; Verizon Visa Card earns 1X (1X without restrictions)
Grocery Stores
Verizon Visa Card earns 4X vs 1X
Gas Stations
Verizon Visa Card earns 4X vs 1X
Dining
Ongoing value favors the Verizon Visa Card; year-one value favors the Capital One VentureOne Rewards Credit Card.
| 4X |
| Grocery Stores | 1X | 4X |
Network
Key Benefits
Pros
Cons
Verizon Visa Card earns 4X vs 1X
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Ongoing value favors the Verizon Visa Card; year-one value favors the Capital One VentureOne Rewards Credit Card.
| Scenario | Capital One VentureOne Rewards Credit Card | Verizon Visa Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $222 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $222 Year one: $592 | Rewards: $264 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $264 Year one: $414 | Verizon Visa Card | Capital One VentureOne Rewards Credit Card |
| Heavy spender: $4,000/month | Rewards: $888 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $888 Year one: $1,258 | Rewards: $1,056 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $1,056 Year one: $1,206 | Verizon Visa Card | Capital One VentureOne Rewards Credit Card |
Get the Verizon Visa Card if you:
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
