bp rewards Visa® vs Wyndham Rewards Earner Plus Card

A detailed side-by-side comparison to help you choose the right card for your spending.

bp rewards Visa®

First National Bank of Omaha

No image

Wyndham Rewards Earner Plus Card

Barclays

Annual Fee

$75

Welcome Bonus

—

45,000 Hotel

Base Earn Rate

—

Top Earn Categories

4X Gas Stations

3X Dining

3X Grocery Stores

6X Wyndham Hotels

6X Gas Stations

4X Dining

4X Grocery Stores

Network

VISA

Key Benefits

None

Pros

—

+Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
+6x points at Wyndham hotels - strong earning for brand loyalists
+6x points on gas stations - excellent for road trips
+4x points on dining and groceries - solid everyday earning
+45,000 point welcome bonus worth up to 6 free nights

Cons

—

−Wyndham portfolio is primarily budget/midscale hotels
−Points only valuable within Wyndham ecosystem (limited transfer options)
−No lounge access or premium travel protections
−Only 1x earning on non-bonus purchases
−Platinum status benefits are modest (early check-in, car rental upgrades)

The Bottom Line

The bp rewards Visa® has a lower annual fee ($0 vs $75), making it the more accessible option.

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

Wyndham Rewards Earner Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

bp rewards Visa® vs Wyndham Rewards Earner Plus Card

A detailed side-by-side comparison to help you choose the right card for your spending.

bp rewards Visa®

First National Bank of Omaha

No image

Wyndham Rewards Earner Plus Card

Barclays

Annual Fee

$75

Welcome Bonus

—

45,000 Hotel

Base Earn Rate

—

Top Earn Categories

4X Gas Stations

3X Dining

3X Grocery Stores

6X Wyndham Hotels

6X Gas Stations

4X Dining

4X Grocery Stores

Network

VISA

Key Benefits

None

Pros

—

+Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
+6x points at Wyndham hotels - strong earning for brand loyalists
+6x points on gas stations - excellent for road trips
+4x points on dining and groceries - solid everyday earning
+45,000 point welcome bonus worth up to 6 free nights

Cons

—

−Wyndham portfolio is primarily budget/midscale hotels
−Points only valuable within Wyndham ecosystem (limited transfer options)
−No lounge access or premium travel protections
−Only 1x earning on non-bonus purchases
−Platinum status benefits are modest (early check-in, car rental upgrades)

The Bottom Line

The bp rewards Visa® has a lower annual fee ($0 vs $75), making it the more accessible option.

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

Wyndham Rewards Earner Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

bp rewards Visa® vs Wyndham Rewards Earner Plus Card

A detailed side-by-side comparison to help you choose the right card for your spending.

bp rewards Visa®

First National Bank of Omaha

No image

Wyndham Rewards Earner Plus Card

Barclays

Annual Fee

$75

Welcome Bonus

—

45,000 Hotel

Base Earn Rate

—

Top Earn Categories

4X Gas Stations

3X Dining

3X Grocery Stores

6X Wyndham Hotels

6X Gas Stations

4X Dining

4X Grocery Stores

Network

VISA

Key Benefits

None

Pros

—

+Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
+6x points at Wyndham hotels - strong earning for brand loyalists
+6x points on gas stations - excellent for road trips
+4x points on dining and groceries - solid everyday earning
+45,000 point welcome bonus worth up to 6 free nights

Cons

—

−Wyndham portfolio is primarily budget/midscale hotels
−Points only valuable within Wyndham ecosystem (limited transfer options)
−No lounge access or premium travel protections
−Only 1x earning on non-bonus purchases
−Platinum status benefits are modest (early check-in, car rental upgrades)

The Bottom Line

The bp rewards Visa® has a lower annual fee ($0 vs $75), making it the more accessible option.

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

Wyndham Rewards Earner Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →