CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The bp rewards Visa® ($0/yr) is better for everyday value, while the Wyndham Rewards Earner Plus Card ($75/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | bp rewards Visa® | Wyndham Rewards Earner Plus Card |
|---|---|---|
| Gas Stations | 4X | 6X |
| Wyndham Hotels |
The Wyndham Rewards Earner Plus Card wins in 4 of 4 categories. The bp rewards Visa® leads in 0.
Gas Stations
Wyndham Rewards Earner Plus Card earns 6X vs 4X
Dining
Wyndham Rewards Earner Plus Card earns 4X vs 3X
Grocery Stores
Wyndham Rewards Earner Plus Card earns 4X vs 3X
Wyndham Hotels
Wyndham Rewards Earner Plus Card earns 6X vs 1X
The Wyndham Rewards Earner Plus Card costs $75/yr — that's $75 more than the bp rewards Visa® (no annual fee). To justify that gap, you need to extract at least $75 in annual value from the card's higher earn rates and benefits.
Bottom line: The $75 difference is small enough that the Wyndham Rewards Earner Plus Card's extra perks make it worth considering for most cardholders.
Get the bp rewards Visa® if you:
The bp rewards Visa® has a lower annual fee ($0 vs $75), making it the more accessible option.
Choose the bp rewards Visa® if you want solid rewards with a lower cost of entry. Choose the Wyndham Rewards Earner Plus Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The bp rewards Visa® ($0/yr) is better for everyday value, while the Wyndham Rewards Earner Plus Card ($75/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | bp rewards Visa® | Wyndham Rewards Earner Plus Card |
|---|---|---|
| Gas Stations | 4X | 6X |
| Wyndham Hotels |
The Wyndham Rewards Earner Plus Card wins in 4 of 4 categories. The bp rewards Visa® leads in 0.
Gas Stations
Wyndham Rewards Earner Plus Card earns 6X vs 4X
Dining
Wyndham Rewards Earner Plus Card earns 4X vs 3X
Grocery Stores
Wyndham Rewards Earner Plus Card earns 4X vs 3X
Wyndham Hotels
Wyndham Rewards Earner Plus Card earns 6X vs 1X
The Wyndham Rewards Earner Plus Card costs $75/yr — that's $75 more than the bp rewards Visa® (no annual fee). To justify that gap, you need to extract at least $75 in annual value from the card's higher earn rates and benefits.
Bottom line: The $75 difference is small enough that the Wyndham Rewards Earner Plus Card's extra perks make it worth considering for most cardholders.
Get the bp rewards Visa® if you:
The bp rewards Visa® has a lower annual fee ($0 vs $75), making it the more accessible option.
Choose the bp rewards Visa® if you want solid rewards with a lower cost of entry. Choose the Wyndham Rewards Earner Plus Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The bp rewards Visa® ($0/yr) is better for everyday value, while the Wyndham Rewards Earner Plus Card ($75/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | bp rewards Visa® | Wyndham Rewards Earner Plus Card |
|---|---|---|
| Gas Stations | 4X | 6X |
| Wyndham Hotels |
The Wyndham Rewards Earner Plus Card wins in 4 of 4 categories. The bp rewards Visa® leads in 0.
Gas Stations
Wyndham Rewards Earner Plus Card earns 6X vs 4X
Dining
Wyndham Rewards Earner Plus Card earns 4X vs 3X
Grocery Stores
Wyndham Rewards Earner Plus Card earns 4X vs 3X
Wyndham Hotels
Wyndham Rewards Earner Plus Card earns 6X vs 1X
The Wyndham Rewards Earner Plus Card costs $75/yr — that's $75 more than the bp rewards Visa® (no annual fee). To justify that gap, you need to extract at least $75 in annual value from the card's higher earn rates and benefits.
Bottom line: The $75 difference is small enough that the Wyndham Rewards Earner Plus Card's extra perks make it worth considering for most cardholders.
Get the bp rewards Visa® if you:
The bp rewards Visa® has a lower annual fee ($0 vs $75), making it the more accessible option.
Choose the bp rewards Visa® if you want solid rewards with a lower cost of entry. Choose the Wyndham Rewards Earner Plus Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 6X |
| Dining | 3X | 4X |
| Grocery Stores | 3X | 4X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
| 6X |
| Dining | 3X | 4X |
| Grocery Stores | 3X | 4X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
| 6X |
| Dining | 3X | 4X |
| Grocery Stores | 3X | 4X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
