bp rewards Visa® vs USAA Cashback Rewards Plus American Express Card

A detailed side-by-side comparison to help you choose the right card for your spending.

bp rewards Visa®

First National Bank of Omaha

No image

USAA Cashback Rewards Plus American Express Card

USAA

Annual Fee

Welcome Bonus

—

Base Earn Rate

—

Top Earn Categories

4X Gas Stations

3X Dining

3X Grocery Stores

5X Gas Stations

5X Military Base Purchases

2X Grocery Stores

Network

VISA

AMEX

Key Benefits

None

Pros

—

+5% cash back on gas stations
+5% cash back on military base purchases (commissaries, exchanges)
+2% cash back at grocery stores
+No annual fee
+Competitive rates for USAA members

Cons

—

−Restricted to USAA-eligible military members and families
−American Express network less widely accepted than Visa/Mastercard
−1% foreign transaction fee
−Only 1% on non-category purchases

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

USAA Cashback Rewards Plus American Express Card — Full Review All USAA Cards

Browse all comparisons →Browse all card categories →

bp rewards Visa® vs USAA Cashback Rewards Plus American Express Card

A detailed side-by-side comparison to help you choose the right card for your spending.

bp rewards Visa®

First National Bank of Omaha

No image

USAA Cashback Rewards Plus American Express Card

USAA

Annual Fee

Welcome Bonus

—

Base Earn Rate

—

Top Earn Categories

4X Gas Stations

3X Dining

3X Grocery Stores

5X Gas Stations

5X Military Base Purchases

2X Grocery Stores

Network

VISA

AMEX

Key Benefits

None

Pros

—

+5% cash back on gas stations
+5% cash back on military base purchases (commissaries, exchanges)
+2% cash back at grocery stores
+No annual fee
+Competitive rates for USAA members

Cons

—

−Restricted to USAA-eligible military members and families
−American Express network less widely accepted than Visa/Mastercard
−1% foreign transaction fee
−Only 1% on non-category purchases

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

USAA Cashback Rewards Plus American Express Card — Full Review All USAA Cards

Browse all comparisons →Browse all card categories →

bp rewards Visa® vs USAA Cashback Rewards Plus American Express Card

A detailed side-by-side comparison to help you choose the right card for your spending.

bp rewards Visa®

First National Bank of Omaha

No image

USAA Cashback Rewards Plus American Express Card

USAA

Annual Fee

Welcome Bonus

—

Base Earn Rate

—

Top Earn Categories

4X Gas Stations

3X Dining

3X Grocery Stores

5X Gas Stations

5X Military Base Purchases

2X Grocery Stores

Network

VISA

AMEX

Key Benefits

None

Pros

—

+5% cash back on gas stations
+5% cash back on military base purchases (commissaries, exchanges)
+2% cash back at grocery stores
+No annual fee
+Competitive rates for USAA members

Cons

—

−Restricted to USAA-eligible military members and families
−American Express network less widely accepted than Visa/Mastercard
−1% foreign transaction fee
−Only 1% on non-category purchases

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

USAA Cashback Rewards Plus American Express Card — Full Review All USAA Cards

Browse all comparisons →Browse all card categories →