CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Both cards cost $0/yr. The bp rewards Visa® is better for gas stations, while the USAA Cashback Rewards Plus American Express Card wins on gas stations. Here's how they compare.
First National Bank of Omaha
USAA
Annual Fee
Welcome Bonus
| Category | bp rewards Visa® | USAA Cashback Rewards Plus American Express Card |
|---|---|---|
| Gas Stations | 4X | 5X |
| Military Base Purchases | 1X | 5X |
| Dining | 3X | 1X |
| Grocery Stores | 3X | 2X |
Network
Key Benefits
Pros
Cons
Both cards win in 2 categories each — it comes down to which categories matter most to you.
Gas Stations
USAA Cashback Rewards Plus American Express Card earns 5X vs 4X
Dining
bp rewards Visa® earns 3X vs 1X
Grocery Stores
bp rewards Visa® earns 3X vs 2X
Military Base Purchases
USAA Cashback Rewards Plus American Express Card earns 5X vs 1X
Get the bp rewards Visa® if you:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The bp rewards Visa® is better for gas stations, while the USAA Cashback Rewards Plus American Express Card wins on gas stations. Here's how they compare.
First National Bank of Omaha
USAA
Annual Fee
Welcome Bonus
| Category | bp rewards Visa® | USAA Cashback Rewards Plus American Express Card |
|---|---|---|
| Gas Stations | 4X | 5X |
| Military Base Purchases | 1X | 5X |
| Dining | 3X | 1X |
| Grocery Stores | 3X | 2X |
Network
Key Benefits
Pros
Cons
Both cards win in 2 categories each — it comes down to which categories matter most to you.
Gas Stations
USAA Cashback Rewards Plus American Express Card earns 5X vs 4X
Dining
bp rewards Visa® earns 3X vs 1X
Grocery Stores
bp rewards Visa® earns 3X vs 2X
Military Base Purchases
USAA Cashback Rewards Plus American Express Card earns 5X vs 1X
Get the bp rewards Visa® if you:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The bp rewards Visa® is better for gas stations, while the USAA Cashback Rewards Plus American Express Card wins on gas stations. Here's how they compare.
First National Bank of Omaha
USAA
Annual Fee
Welcome Bonus
| Category | bp rewards Visa® | USAA Cashback Rewards Plus American Express Card |
|---|---|---|
| Gas Stations | 4X | 5X |
| Military Base Purchases | 1X | 5X |
| Dining | 3X | 1X |
| Grocery Stores | 3X | 2X |
Network
Key Benefits
Pros
Cons
Both cards win in 2 categories each — it comes down to which categories matter most to you.
Gas Stations
USAA Cashback Rewards Plus American Express Card earns 5X vs 4X
Dining
bp rewards Visa® earns 3X vs 1X
Grocery Stores
bp rewards Visa® earns 3X vs 2X
Military Base Purchases
USAA Cashback Rewards Plus American Express Card earns 5X vs 1X
Get the bp rewards Visa® if you:
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.