My Best Buy® Visa® Card vs Citi® Diamond Preferred® Card

A detailed side-by-side comparison to help you choose the right card for your spending.

My Best Buy® Visa® Card

Citi

No image

Citi® Diamond Preferred® Card

Citi

Annual Fee

Welcome Bonus

—

Base Earn Rate

0.5X

Top Earn Categories

5X Best Buy Purchases

2X Dining

2X Grocery Stores

2X Dining

2X Entertainment

2X Streaming

Network

VISA

MASTERCARD

Key Benefits

None

Pros

—

+Extended 0% intro APR period on balance transfers (typically 21 months)
+No annual fee
+Earns 2x Citi ThankYou Points on dining, entertainment, and streaming
+1x points on all other purchases
+Access to Citi Entertainment for event presales

Cons

—

−Balance transfer fee applies (typically 5%)
−3% foreign transaction fee
−No purchase protection or extended warranty benefits
−Limited value after promotional period ends
−Modest rewards compared to dedicated rewards cards

The Bottom Line

For everyday spending, the Citi® Diamond Preferred® Card earns more with its 1X base rate.

Explore More

My Best Buy® Visa® Card — Full Review All Citi Cards

Citi® Diamond Preferred® Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

My Best Buy® Visa® Card vs Citi® Diamond Preferred® Card

A detailed side-by-side comparison to help you choose the right card for your spending.

My Best Buy® Visa® Card

Citi

No image

Citi® Diamond Preferred® Card

Citi

Annual Fee

Welcome Bonus

—

Base Earn Rate

0.5X

Top Earn Categories

5X Best Buy Purchases

2X Dining

2X Grocery Stores

2X Dining

2X Entertainment

2X Streaming

Network

VISA

MASTERCARD

Key Benefits

None

Pros

—

+Extended 0% intro APR period on balance transfers (typically 21 months)
+No annual fee
+Earns 2x Citi ThankYou Points on dining, entertainment, and streaming
+1x points on all other purchases
+Access to Citi Entertainment for event presales

Cons

—

−Balance transfer fee applies (typically 5%)
−3% foreign transaction fee
−No purchase protection or extended warranty benefits
−Limited value after promotional period ends
−Modest rewards compared to dedicated rewards cards

The Bottom Line

For everyday spending, the Citi® Diamond Preferred® Card earns more with its 1X base rate.

Explore More

My Best Buy® Visa® Card — Full Review All Citi Cards

Citi® Diamond Preferred® Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

My Best Buy® Visa® Card vs Citi® Diamond Preferred® Card

A detailed side-by-side comparison to help you choose the right card for your spending.

My Best Buy® Visa® Card

Citi

No image

Citi® Diamond Preferred® Card

Citi

Annual Fee

Welcome Bonus

—

Base Earn Rate

0.5X

Top Earn Categories

5X Best Buy Purchases

2X Dining

2X Grocery Stores

2X Dining

2X Entertainment

2X Streaming

Network

VISA

MASTERCARD

Key Benefits

None

Pros

—

+Extended 0% intro APR period on balance transfers (typically 21 months)
+No annual fee
+Earns 2x Citi ThankYou Points on dining, entertainment, and streaming
+1x points on all other purchases
+Access to Citi Entertainment for event presales

Cons

—

−Balance transfer fee applies (typically 5%)
−3% foreign transaction fee
−No purchase protection or extended warranty benefits
−Limited value after promotional period ends
−Modest rewards compared to dedicated rewards cards

The Bottom Line

For everyday spending, the Citi® Diamond Preferred® Card earns more with its 1X base rate.

Explore More

My Best Buy® Visa® Card — Full Review All Citi Cards

Citi® Diamond Preferred® Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →