Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Top picks for MGM Grand from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at MGM Grand. Order can differ from that column because ranking adds the adjustments above.
MGM Rewards Iconic World Elite Mastercard® earns the top spot for MGM Grand purchases at 6.0¢ per dollar at mgm grand — a $249 annual fee. We ranked every card in our database against MGM Grand purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Fnbo
Cardless
Capital One
MGM Rewards Iconic World Elite Mastercard® earns 6.0¢ per dollar at MGM Grand, the highest marginal rate in our list for this brand. At 6.0¢ per dollar, rewards cover the $249 fee after about $4,150 a year in MGM Grand spending. To come out ahead of MGM Rewards World Elite Mastercard® (3.0¢), you'd need about $8,300 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Side-by-side view of the ranked picks.
| Card | Mgm Grand Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| MGM Rewards Iconic World Elite Mastercard®Fnbo | 6x MGM Rewards | 6.0¢/$ | $249 | $150 | mastercard |
| Bilt Palladium CardCardless | 2x Bilt Rewards | 4.4¢/$ | $495 | $300 | mastercard |
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 3.7¢/$ | $395 | $315 | visa |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.4¢/$ | $595 | $762.50 | mastercard |
| MGM Rewards World Elite Mastercard®Fnbo | 3x MGM Rewards | 3.0¢/$ | $0 | — | mastercard |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.5¢/$ | $895 | $1,397 | amex |
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.3¢/$ | $0 | — | mastercard |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back | 2.0¢/$ | $0 | — | visa |
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $99 | — | mastercard |
| Chase Sapphire Preferred CardChase | 1x Ultimate Rewards | 1.8¢/$ | $95 | $134 | visa |
Other brands in Hotels where the top picks above also earn well.
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