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$99
Annual Fee
60,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Alaska Airlines Atmos Rewards
Point Valuation
1–1.2 cpp (mid: 1.2)
Credit Required
Good to Excellent
Welcome Offer
60,000
Airline
Spend $1,000 in the first 90 months
3X
3x points on eligible Hawaiian Airlines purchases
3X
3x points on eligible Alaska Airlines purchases
2X
2x points at gas stations
2X
2x points at restaurants
2X
2x MILES ON ELIGIBLE GROCERY STORE PURCHASES
Benefits & Perks
Program & Transfers
Hawaii's airline rewards program
HawaiianMiles was the loyalty program of Hawaiian Airlines, Hawaii's largest and longest-serving airline. The program offered members the ability to earn and redeem miles on Hawaiian Airlines flights between the Hawaiian Islands, to/from the US mainland, and to international destinations across Asia and the South Pacific. As of October 2025, HawaiianMiles has been merged into Atmos Rewards, the combined loyalty program of Alaska Airlines and Hawaiian Airlines following the completion of their merger. All HawaiianMiles balances automatically converted to Atmos Rewards points at a 1:1 ratio, and the legacy Pualani elite status tiers (Gold and Platinum) were transitioned to the Atmos status structure (Silver, Gold, Platinum, Titanium). The program was known for its fixed award charts, which provided predictable pricing for redemptions regardless of cash ticket prices. Hawaiian Airlines maintained partnerships with carriers including JetBlue, Virgin Atlantic, Korean Air, and Japan Airlines, though it was not a member of any major airline alliance. The Hawaiian Airlines World Elite Mastercard offered cardholders first checked bag free, companion certificates, and accelerated earning on Hawaiian purchases.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #35 of 119 |
Details & Terms
| Purchase APR | 19.49%–29.49% (Variable) |
| Cash Advance APR | 29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
HawaiianMiles merged into Atmos Rewards effective October 1, 2025. All your HawaiianMiles automatically converted to Atmos Rewards points at a 1:1 ratio. Your account number changed to an Atmos Rewards number, and existing reservations were updated. If you had linked your accounts before September 26, 2025, your miles moved to your existing Atmos account.
Pualani Gold members were transitioned to Atmos Silver/oneworld Ruby status. Pualani Platinum members with <75,000 EQM became Atmos Gold/oneworld Sapphire; those with 75,000-99,999 EQM became Atmos Platinum/oneworld Emerald; those with 100,000+ EQM became Atmos Titanium/oneworld Emerald. Status converted on October 1, 2025.
Media & Resources

| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |

$99
Annual Fee
60,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Alaska Airlines Atmos Rewards
Point Valuation
1–1.2 cpp (mid: 1.2)
Credit Required
Good to Excellent
Welcome Offer
60,000
Airline
Spend $1,000 in the first 90 months
3X
3x points on eligible Hawaiian Airlines purchases
3X
3x points on eligible Alaska Airlines purchases
2X
2x points at gas stations
2X
2x points at restaurants
2X
2x MILES ON ELIGIBLE GROCERY STORE PURCHASES
Benefits & Perks
Program & Transfers
Hawaii's airline rewards program
HawaiianMiles was the loyalty program of Hawaiian Airlines, Hawaii's largest and longest-serving airline. The program offered members the ability to earn and redeem miles on Hawaiian Airlines flights between the Hawaiian Islands, to/from the US mainland, and to international destinations across Asia and the South Pacific. As of October 2025, HawaiianMiles has been merged into Atmos Rewards, the combined loyalty program of Alaska Airlines and Hawaiian Airlines following the completion of their merger. All HawaiianMiles balances automatically converted to Atmos Rewards points at a 1:1 ratio, and the legacy Pualani elite status tiers (Gold and Platinum) were transitioned to the Atmos status structure (Silver, Gold, Platinum, Titanium). The program was known for its fixed award charts, which provided predictable pricing for redemptions regardless of cash ticket prices. Hawaiian Airlines maintained partnerships with carriers including JetBlue, Virgin Atlantic, Korean Air, and Japan Airlines, though it was not a member of any major airline alliance. The Hawaiian Airlines World Elite Mastercard offered cardholders first checked bag free, companion certificates, and accelerated earning on Hawaiian purchases.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #35 of 119 |
Details & Terms
| Purchase APR | 19.49%–29.49% (Variable) |
| Cash Advance APR | 29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
HawaiianMiles merged into Atmos Rewards effective October 1, 2025. All your HawaiianMiles automatically converted to Atmos Rewards points at a 1:1 ratio. Your account number changed to an Atmos Rewards number, and existing reservations were updated. If you had linked your accounts before September 26, 2025, your miles moved to your existing Atmos account.
Pualani Gold members were transitioned to Atmos Silver/oneworld Ruby status. Pualani Platinum members with <75,000 EQM became Atmos Gold/oneworld Sapphire; those with 75,000-99,999 EQM became Atmos Platinum/oneworld Emerald; those with 100,000+ EQM became Atmos Titanium/oneworld Emerald. Status converted on October 1, 2025.
Media & Resources

| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |

$99
Annual Fee
60,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Alaska Airlines Atmos Rewards
Point Valuation
1–1.2 cpp (mid: 1.2)
Credit Required
Good to Excellent
Welcome Offer
60,000
Airline
Spend $1,000 in the first 90 months
3X
3x points on eligible Hawaiian Airlines purchases
3X
3x points on eligible Alaska Airlines purchases
2X
2x points at gas stations
2X
2x points at restaurants
2X
2x MILES ON ELIGIBLE GROCERY STORE PURCHASES
Benefits & Perks
Program & Transfers
Hawaii's airline rewards program
HawaiianMiles was the loyalty program of Hawaiian Airlines, Hawaii's largest and longest-serving airline. The program offered members the ability to earn and redeem miles on Hawaiian Airlines flights between the Hawaiian Islands, to/from the US mainland, and to international destinations across Asia and the South Pacific. As of October 2025, HawaiianMiles has been merged into Atmos Rewards, the combined loyalty program of Alaska Airlines and Hawaiian Airlines following the completion of their merger. All HawaiianMiles balances automatically converted to Atmos Rewards points at a 1:1 ratio, and the legacy Pualani elite status tiers (Gold and Platinum) were transitioned to the Atmos status structure (Silver, Gold, Platinum, Titanium). The program was known for its fixed award charts, which provided predictable pricing for redemptions regardless of cash ticket prices. Hawaiian Airlines maintained partnerships with carriers including JetBlue, Virgin Atlantic, Korean Air, and Japan Airlines, though it was not a member of any major airline alliance. The Hawaiian Airlines World Elite Mastercard offered cardholders first checked bag free, companion certificates, and accelerated earning on Hawaiian purchases.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #35 of 119 |
Details & Terms
| Purchase APR | 19.49%–29.49% (Variable) |
| Cash Advance APR | 29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
HawaiianMiles merged into Atmos Rewards effective October 1, 2025. All your HawaiianMiles automatically converted to Atmos Rewards points at a 1:1 ratio. Your account number changed to an Atmos Rewards number, and existing reservations were updated. If you had linked your accounts before September 26, 2025, your miles moved to your existing Atmos account.
Pualani Gold members were transitioned to Atmos Silver/oneworld Ruby status. Pualani Platinum members with <75,000 EQM became Atmos Gold/oneworld Sapphire; those with 75,000-99,999 EQM became Atmos Platinum/oneworld Emerald; those with 100,000+ EQM became Atmos Titanium/oneworld Emerald. Status converted on October 1, 2025.
Media & Resources

| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Shopping | — | |
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
| Intra-Hawaii (neighbor island flights) |
| 7,500 |
| — |
| economy |
| — |
| Los Angeles to Honolulu | 17,500 | — | economy | — |
| Hawaii to US Mainland (West Coast) | 22,500–27,500 | — | economy | — |
| Hawaii to US Mainland (East Coast) | 32,500–37,500 | — | economy | — |
| Honolulu to Tokyo | 40,000 | — | economy | — |
| Honolulu to Sydney/Auckland | 35,000 | — | economy | — |
| Honolulu to Tahiti (Papeete) | 35,000 | — | economy | — |
| Partner airline redemptions | 7,500–80,000 | — | economy | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
No—HawaiianMiles no longer operates as a standalone program. All balances converted to Atmos Rewards points. Going forward, you can transfer Atmos points to Bilt Rewards (1:1) or Marriott Bonvoy (3,000 Atmos = 1,000 Marriott), or transfer from Marriott/Bilt into Atmos.
HawaiianMiles used fixed award charts—same mileage cost regardless of cash ticket price. Atmos Rewards still publishes consistent pricing for most flights, but uses dynamic awards on select dates. Economy awards on Alaska/Hawaiian typically start at 5,000 points one-way; partner awards vary by distance and region.
Yes—all Hawaiian Airlines flights now earn Atmos Rewards points instead of HawaiianMiles. Distance-based earning (miles flown) is available, as well as earning by segment or dollars spent (starting 2026). Partner earning rates remain competitive through the 30+ airline network.
JetBlue TrueBlue offers competitive intra-Hawaii rates (7,500 points) and mainland routes. Virgin Atlantic Flying Club provides strong availability but requires phone booking. Korean Air SkyPass uses distance-based pricing with good Asia-Pacific value. Marriott Bonvoy transfers to Atmos at 3:1 (not ideal for points, but useful for top-ups).
Yes—Hawaii award availability, especially for premium cabins, is notoriously scarce due to limited airline capacity and high demand (especially summer). Flexibility on dates is crucial; shifting by just 1-3 days can unlock first class space. Consider booking economy and upgrading separately, or positioning to a different gateway (LAX, SFO) if needed.
The Atmos Rewards Ascent Visa Signature has an $95 annual fee with a $99 companion fare benefit. The Summit Visa Infinite (premium) has a $395 annual fee with an 80,000-point welcome offer and premium travel benefits. All cards provide first checked bag free and accelerated earning on Hawaiian/Alaska purchases.
Miles do not expire as long as there is account activity (earning or redeeming) within 24 months. If your account goes inactive for 2+ years, it may be locked and require customer service reactivation (though miles are preserved).
| — | — | View source |
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Shopping | — | |
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
| Intra-Hawaii (neighbor island flights) |
| 7,500 |
| — |
| economy |
| — |
| Los Angeles to Honolulu | 17,500 | — | economy | — |
| Hawaii to US Mainland (West Coast) | 22,500–27,500 | — | economy | — |
| Hawaii to US Mainland (East Coast) | 32,500–37,500 | — | economy | — |
| Honolulu to Tokyo | 40,000 | — | economy | — |
| Honolulu to Sydney/Auckland | 35,000 | — | economy | — |
| Honolulu to Tahiti (Papeete) | 35,000 | — | economy | — |
| Partner airline redemptions | 7,500–80,000 | — | economy | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
No—HawaiianMiles no longer operates as a standalone program. All balances converted to Atmos Rewards points. Going forward, you can transfer Atmos points to Bilt Rewards (1:1) or Marriott Bonvoy (3,000 Atmos = 1,000 Marriott), or transfer from Marriott/Bilt into Atmos.
HawaiianMiles used fixed award charts—same mileage cost regardless of cash ticket price. Atmos Rewards still publishes consistent pricing for most flights, but uses dynamic awards on select dates. Economy awards on Alaska/Hawaiian typically start at 5,000 points one-way; partner awards vary by distance and region.
Yes—all Hawaiian Airlines flights now earn Atmos Rewards points instead of HawaiianMiles. Distance-based earning (miles flown) is available, as well as earning by segment or dollars spent (starting 2026). Partner earning rates remain competitive through the 30+ airline network.
JetBlue TrueBlue offers competitive intra-Hawaii rates (7,500 points) and mainland routes. Virgin Atlantic Flying Club provides strong availability but requires phone booking. Korean Air SkyPass uses distance-based pricing with good Asia-Pacific value. Marriott Bonvoy transfers to Atmos at 3:1 (not ideal for points, but useful for top-ups).
Yes—Hawaii award availability, especially for premium cabins, is notoriously scarce due to limited airline capacity and high demand (especially summer). Flexibility on dates is crucial; shifting by just 1-3 days can unlock first class space. Consider booking economy and upgrading separately, or positioning to a different gateway (LAX, SFO) if needed.
The Atmos Rewards Ascent Visa Signature has an $95 annual fee with a $99 companion fare benefit. The Summit Visa Infinite (premium) has a $395 annual fee with an 80,000-point welcome offer and premium travel benefits. All cards provide first checked bag free and accelerated earning on Hawaiian/Alaska purchases.
Miles do not expire as long as there is account activity (earning or redeeming) within 24 months. If your account goes inactive for 2+ years, it may be locked and require customer service reactivation (though miles are preserved).
| — | — | View source |
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Shopping | — | |
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
| Intra-Hawaii (neighbor island flights) |
| 7,500 |
| — |
| economy |
| — |
| Los Angeles to Honolulu | 17,500 | — | economy | — |
| Hawaii to US Mainland (West Coast) | 22,500–27,500 | — | economy | — |
| Hawaii to US Mainland (East Coast) | 32,500–37,500 | — | economy | — |
| Honolulu to Tokyo | 40,000 | — | economy | — |
| Honolulu to Sydney/Auckland | 35,000 | — | economy | — |
| Honolulu to Tahiti (Papeete) | 35,000 | — | economy | — |
| Partner airline redemptions | 7,500–80,000 | — | economy | — |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
No—HawaiianMiles no longer operates as a standalone program. All balances converted to Atmos Rewards points. Going forward, you can transfer Atmos points to Bilt Rewards (1:1) or Marriott Bonvoy (3,000 Atmos = 1,000 Marriott), or transfer from Marriott/Bilt into Atmos.
HawaiianMiles used fixed award charts—same mileage cost regardless of cash ticket price. Atmos Rewards still publishes consistent pricing for most flights, but uses dynamic awards on select dates. Economy awards on Alaska/Hawaiian typically start at 5,000 points one-way; partner awards vary by distance and region.
Yes—all Hawaiian Airlines flights now earn Atmos Rewards points instead of HawaiianMiles. Distance-based earning (miles flown) is available, as well as earning by segment or dollars spent (starting 2026). Partner earning rates remain competitive through the 30+ airline network.
JetBlue TrueBlue offers competitive intra-Hawaii rates (7,500 points) and mainland routes. Virgin Atlantic Flying Club provides strong availability but requires phone booking. Korean Air SkyPass uses distance-based pricing with good Asia-Pacific value. Marriott Bonvoy transfers to Atmos at 3:1 (not ideal for points, but useful for top-ups).
Yes—Hawaii award availability, especially for premium cabins, is notoriously scarce due to limited airline capacity and high demand (especially summer). Flexibility on dates is crucial; shifting by just 1-3 days can unlock first class space. Consider booking economy and upgrading separately, or positioning to a different gateway (LAX, SFO) if needed.
The Atmos Rewards Ascent Visa Signature has an $95 annual fee with a $99 companion fare benefit. The Summit Visa Infinite (premium) has a $395 annual fee with an 80,000-point welcome offer and premium travel benefits. All cards provide first checked bag free and accelerated earning on Hawaiian/Alaska purchases.
Miles do not expire as long as there is account activity (earning or redeeming) within 24 months. If your account goes inactive for 2+ years, it may be locked and require customer service reactivation (though miles are preserved).
| — | — | View source |