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$0 Annual Fee Access to Membership Rewards Points
The Amex EveryDay card earns 2X Membership Rewards points at U.S. supermarkets (up to $6,000/year) with a unique 20% usage bonus that rewards frequent card use. At $0 annual fee, it is the most affordable entry point to Amex's transfer partner network for airline and hotel redemptions.
$0
Annual Fee
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Network
Amex Standard
Rewards Currency
American Express Membership Rewards
Point Valuation
1.5–2 cpp (mid: 1.8)
Credit Required
Good to Excellent
Benefits & Perks
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Secondary coverage for loss and damage to rental cars when you pay with your card and decline the rental company's insurance.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Protection against theft or damage to eligible items purchased with your card for up to 90 days.
Program & Transfers
22 transfer partners: 19 airlines + 3 hotels across all alliances
Amex Membership Rewards offers the most extensive transfer network in the industry with 19 airline and 3 hotel partners. The program's strength lies in premium cabin redemptions, with exceptional sweet spots like ANA first class via Virgin Atlantic and Delta One awards through Virgin Atlantic Flying Club. Unlike competitors, Amex frequently runs transfer bonuses (15-40%) to partners like Virgin Atlantic, Avianca, and British Airways, often 3-4 times per year. These bonuses can dramatically improve redemption value, making MR points worth 2-3+ cents per point for savvy users who time their transfers. The program covers all three major alliances with multiple partners in each, providing unmatched redundancy. If one partner has poor availability, you have alternatives. This flexibility, combined with instant transfers to most partners, makes Membership Rewards ideal for last-minute premium cabin bookings.
Reviews & Analysis
No-annual-fee Membership Rewards card with 2X at supermarkets (capped at $6,000/year) and a unique 20% usage bonus for frequent card users. Best for existing cardholders pairing with other MR-earning cards.
Details & Terms
| Purchase APR | 18.24%–29.24% (Variable) |
| Foreign Transaction Fee | 2.7% |
| Authorized User Fee | $0 |
You can redeem Membership Rewards points for a statement credit at only 0.6¢ per point. With an Amex Business Checking account you can reach 1¢ per point, which still isn’t great value. For the best return, transfer points to airline or hotel partners before booking.
The best place to use Amex points is with transfer partners. Move points to an airline or hotel program and book award travel for more than 1¢ per point you'll earn from the Amex Travel Portal. Partner sweet spots often yield much higher value once you get more advanced in the hobby.
$0 Annual Fee Access to Membership Rewards Points
The Amex EveryDay card earns 2X Membership Rewards points at U.S. supermarkets (up to $6,000/year) with a unique 20% usage bonus that rewards frequent card use. At $0 annual fee, it is the most affordable entry point to Amex's transfer partner network for airline and hotel redemptions.
$0
Annual Fee
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Network
Amex Standard
Rewards Currency
American Express Membership Rewards
Point Valuation
1.5–2 cpp (mid: 1.8)
Credit Required
Good to Excellent
Benefits & Perks
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Secondary coverage for loss and damage to rental cars when you pay with your card and decline the rental company's insurance.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Protection against theft or damage to eligible items purchased with your card for up to 90 days.
Program & Transfers
22 transfer partners: 19 airlines + 3 hotels across all alliances
Amex Membership Rewards offers the most extensive transfer network in the industry with 19 airline and 3 hotel partners. The program's strength lies in premium cabin redemptions, with exceptional sweet spots like ANA first class via Virgin Atlantic and Delta One awards through Virgin Atlantic Flying Club. Unlike competitors, Amex frequently runs transfer bonuses (15-40%) to partners like Virgin Atlantic, Avianca, and British Airways, often 3-4 times per year. These bonuses can dramatically improve redemption value, making MR points worth 2-3+ cents per point for savvy users who time their transfers. The program covers all three major alliances with multiple partners in each, providing unmatched redundancy. If one partner has poor availability, you have alternatives. This flexibility, combined with instant transfers to most partners, makes Membership Rewards ideal for last-minute premium cabin bookings.
Reviews & Analysis
No-annual-fee Membership Rewards card with 2X at supermarkets (capped at $6,000/year) and a unique 20% usage bonus for frequent card users. Best for existing cardholders pairing with other MR-earning cards.
Details & Terms
| Purchase APR | 18.24%–29.24% (Variable) |
| Foreign Transaction Fee | 2.7% |
| Authorized User Fee | $0 |
You can redeem Membership Rewards points for a statement credit at only 0.6¢ per point. With an Amex Business Checking account you can reach 1¢ per point, which still isn’t great value. For the best return, transfer points to airline or hotel partners before booking.
The best place to use Amex points is with transfer partners. Move points to an airline or hotel program and book award travel for more than 1¢ per point you'll earn from the Amex Travel Portal. Partner sweet spots often yield much higher value once you get more advanced in the hobby.
$0 Annual Fee Access to Membership Rewards Points
The Amex EveryDay card earns 2X Membership Rewards points at U.S. supermarkets (up to $6,000/year) with a unique 20% usage bonus that rewards frequent card use. At $0 annual fee, it is the most affordable entry point to Amex's transfer partner network for airline and hotel redemptions.
$0
Annual Fee
2X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.7%
Network
Amex Standard
Rewards Currency
American Express Membership Rewards
Point Valuation
1.5–2 cpp (mid: 1.8)
Credit Required
Good to Excellent
Benefits & Perks
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Secondary coverage for loss and damage to rental cars when you pay with your card and decline the rental company's insurance.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Protection against theft or damage to eligible items purchased with your card for up to 90 days.
Program & Transfers
22 transfer partners: 19 airlines + 3 hotels across all alliances
Amex Membership Rewards offers the most extensive transfer network in the industry with 19 airline and 3 hotel partners. The program's strength lies in premium cabin redemptions, with exceptional sweet spots like ANA first class via Virgin Atlantic and Delta One awards through Virgin Atlantic Flying Club. Unlike competitors, Amex frequently runs transfer bonuses (15-40%) to partners like Virgin Atlantic, Avianca, and British Airways, often 3-4 times per year. These bonuses can dramatically improve redemption value, making MR points worth 2-3+ cents per point for savvy users who time their transfers. The program covers all three major alliances with multiple partners in each, providing unmatched redundancy. If one partner has poor availability, you have alternatives. This flexibility, combined with instant transfers to most partners, makes Membership Rewards ideal for last-minute premium cabin bookings.
Reviews & Analysis
No-annual-fee Membership Rewards card with 2X at supermarkets (capped at $6,000/year) and a unique 20% usage bonus for frequent card users. Best for existing cardholders pairing with other MR-earning cards.
Details & Terms
| Purchase APR | 18.24%–29.24% (Variable) |
| Foreign Transaction Fee | 2.7% |
| Authorized User Fee | $0 |
You can redeem Membership Rewards points for a statement credit at only 0.6¢ per point. With an Amex Business Checking account you can reach 1¢ per point, which still isn’t great value. For the best return, transfer points to airline or hotel partners before booking.
The best place to use Amex points is with transfer partners. Move points to an airline or hotel program and book award travel for more than 1¢ per point you'll earn from the Amex Travel Portal. Partner sweet spots often yield much higher value once you get more advanced in the hobby.
Get reimbursed if a merchant refuses to accept your return within their return period, up to $300 per item.
Transfer your Membership Rewards points to 20 leading loyalty programs for maximum value.
Most partners accept Membership Rewards points at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 5:8 | instant | — | — | |
| 1:1 | instant | — | — | |
| 1:1 | 1-2 days | — | 1.8 cpp | |
| 5:4 | instant | — | 1.35 cpp | |
| 1:1 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Intra-Europe Economy via Iberia | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Japan in Economy | 20,000 | — | economy | asia |
| US to Asia in Economy | 20,000 | — | economy | asia |
| US to South America in Business | 22,500 | — | business | south_america |
| US to Northern Africa in Economy | 25,000 | — | economy | africa |
| US to Hong Kong in Economy | 27,000 | — | economy | asia |
Showing top 20 of 47 sweet spots
You can upgrade, but it’s usually not recommended. Amex limits welcome offers to roughly once every 7 years per card. Upgrade bonuses are typically much smaller than new-card offers, so applying for a new Platinum card generally provides better long-term value.
There’s no way to avoid the [Amex Platinum](https://pointsnav.com/credit-cards/american-express-platinum-personal) annual fee. The card’s benefits and welcome offer can offset year one, but ongoing value depends on your use of credits and lounges. If the math no longer works, your options are to cancel or downgrade to a lower-fee card.
Yes. Upgrading with points often costs less than paying cash, but you’ll usually get better value by transferring points to the airline and booking business class from the start. Amex partner sweet spots can produce excellent premium-cabin redemptions when available.
Transfer to airline partners when redemption value exceeds 1.5 cents per point (common for business/first class). Use the Amex Travel portal at 1 cpp for economy flights when transfer partners offer poor availability or require fuel surcharges. Portal bookings earn 5x on Platinum for effective 5 cpp value, making them competitive with mediocre transfer redemptions.
Log into your Amex account, navigate to the rewards section, click "Transfer Points," link your loyalty account with your chosen airline partner, select the partner and amount, then initiate the transfer. Transfers are irreversible once completed, so verify all details before confirming.
There is a federal excise tax of $0.0006 per point (maximum $99 per transaction) when transferring to US-based airline partners like Delta, Hawaiian, and JetBlue. No transfer fees apply to other partners, hotel programs, or international airlines. Always check the specific partner's terms before transferring.
Points from multiple Amex Membership Rewards cards automatically pool under one login for flexible redemptions. You cannot directly transfer points between different Amex accounts or to unauthorized users, but you can transfer pooled points to an authorized user's loyalty account after a 90-day waiting period.
Comprehensive review covering rewards structure, 20% usage bonus, transfer partners, and who this card is best for.
CNBC Select breaks down rewards, benefits, and fees to determine if the EveryDay card is right for you.
Updated review with cardholder data showing average credit score of 714, $10,460 average credit limit, and 3.6/5 user rating from 1,791 reviews.
Bankrate gives 4.3/5 rating. Calls it a solid beginner card for grocery shoppers who want Membership Rewards.
WalletHub review with 4.0/5 composite score including editor's rating, user reviews, and market comparison.
Yahoo Finance roundup of best Amex cards with EveryDay card context among the broader Amex lineup.
TPG review of the Preferred variant (sister card) with comparison to the standard EveryDay.
One Mile at a Time calls the EveryDay a phenomenal no annual fee card for earning Membership Rewards points.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Get reimbursed if a merchant refuses to accept your return within their return period, up to $300 per item.
Transfer your Membership Rewards points to 20 leading loyalty programs for maximum value.
Most partners accept Membership Rewards points at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 5:8 | instant | — | — | |
| 1:1 | instant | — | — | |
| 1:1 | 1-2 days | — | 1.8 cpp | |
| 5:4 | instant | — | 1.35 cpp | |
| 1:1 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Intra-Europe Economy via Iberia | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Japan in Economy | 20,000 | — | economy | asia |
| US to Asia in Economy | 20,000 | — | economy | asia |
| US to South America in Business | 22,500 | — | business | south_america |
| US to Northern Africa in Economy | 25,000 | — | economy | africa |
| US to Hong Kong in Economy | 27,000 | — | economy | asia |
Showing top 20 of 47 sweet spots
You can upgrade, but it’s usually not recommended. Amex limits welcome offers to roughly once every 7 years per card. Upgrade bonuses are typically much smaller than new-card offers, so applying for a new Platinum card generally provides better long-term value.
There’s no way to avoid the [Amex Platinum](https://pointsnav.com/credit-cards/american-express-platinum-personal) annual fee. The card’s benefits and welcome offer can offset year one, but ongoing value depends on your use of credits and lounges. If the math no longer works, your options are to cancel or downgrade to a lower-fee card.
Yes. Upgrading with points often costs less than paying cash, but you’ll usually get better value by transferring points to the airline and booking business class from the start. Amex partner sweet spots can produce excellent premium-cabin redemptions when available.
Transfer to airline partners when redemption value exceeds 1.5 cents per point (common for business/first class). Use the Amex Travel portal at 1 cpp for economy flights when transfer partners offer poor availability or require fuel surcharges. Portal bookings earn 5x on Platinum for effective 5 cpp value, making them competitive with mediocre transfer redemptions.
Log into your Amex account, navigate to the rewards section, click "Transfer Points," link your loyalty account with your chosen airline partner, select the partner and amount, then initiate the transfer. Transfers are irreversible once completed, so verify all details before confirming.
There is a federal excise tax of $0.0006 per point (maximum $99 per transaction) when transferring to US-based airline partners like Delta, Hawaiian, and JetBlue. No transfer fees apply to other partners, hotel programs, or international airlines. Always check the specific partner's terms before transferring.
Points from multiple Amex Membership Rewards cards automatically pool under one login for flexible redemptions. You cannot directly transfer points between different Amex accounts or to unauthorized users, but you can transfer pooled points to an authorized user's loyalty account after a 90-day waiting period.
Comprehensive review covering rewards structure, 20% usage bonus, transfer partners, and who this card is best for.
CNBC Select breaks down rewards, benefits, and fees to determine if the EveryDay card is right for you.
Updated review with cardholder data showing average credit score of 714, $10,460 average credit limit, and 3.6/5 user rating from 1,791 reviews.
Bankrate gives 4.3/5 rating. Calls it a solid beginner card for grocery shoppers who want Membership Rewards.
WalletHub review with 4.0/5 composite score including editor's rating, user reviews, and market comparison.
Yahoo Finance roundup of best Amex cards with EveryDay card context among the broader Amex lineup.
TPG review of the Preferred variant (sister card) with comparison to the standard EveryDay.
One Mile at a Time calls the EveryDay a phenomenal no annual fee card for earning Membership Rewards points.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Get reimbursed if a merchant refuses to accept your return within their return period, up to $300 per item.
Transfer your Membership Rewards points to 20 leading loyalty programs for maximum value.
Most partners accept Membership Rewards points at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 5:8 | instant | — | — | |
| 1:1 | instant | — | — | |
| 1:1 | 1-2 days | — | 1.8 cpp | |
| 5:4 | instant | — | 1.35 cpp | |
| 1:1 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Intra-Europe Economy via Iberia | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Japan in Economy | 20,000 | — | economy | asia |
| US to Asia in Economy | 20,000 | — | economy | asia |
| US to South America in Business | 22,500 | — | business | south_america |
| US to Northern Africa in Economy | 25,000 | — | economy | africa |
| US to Hong Kong in Economy | 27,000 | — | economy | asia |
Showing top 20 of 47 sweet spots
You can upgrade, but it’s usually not recommended. Amex limits welcome offers to roughly once every 7 years per card. Upgrade bonuses are typically much smaller than new-card offers, so applying for a new Platinum card generally provides better long-term value.
There’s no way to avoid the [Amex Platinum](https://pointsnav.com/credit-cards/american-express-platinum-personal) annual fee. The card’s benefits and welcome offer can offset year one, but ongoing value depends on your use of credits and lounges. If the math no longer works, your options are to cancel or downgrade to a lower-fee card.
Yes. Upgrading with points often costs less than paying cash, but you’ll usually get better value by transferring points to the airline and booking business class from the start. Amex partner sweet spots can produce excellent premium-cabin redemptions when available.
Transfer to airline partners when redemption value exceeds 1.5 cents per point (common for business/first class). Use the Amex Travel portal at 1 cpp for economy flights when transfer partners offer poor availability or require fuel surcharges. Portal bookings earn 5x on Platinum for effective 5 cpp value, making them competitive with mediocre transfer redemptions.
Log into your Amex account, navigate to the rewards section, click "Transfer Points," link your loyalty account with your chosen airline partner, select the partner and amount, then initiate the transfer. Transfers are irreversible once completed, so verify all details before confirming.
There is a federal excise tax of $0.0006 per point (maximum $99 per transaction) when transferring to US-based airline partners like Delta, Hawaiian, and JetBlue. No transfer fees apply to other partners, hotel programs, or international airlines. Always check the specific partner's terms before transferring.
Points from multiple Amex Membership Rewards cards automatically pool under one login for flexible redemptions. You cannot directly transfer points between different Amex accounts or to unauthorized users, but you can transfer pooled points to an authorized user's loyalty account after a 90-day waiting period.
Comprehensive review covering rewards structure, 20% usage bonus, transfer partners, and who this card is best for.
CNBC Select breaks down rewards, benefits, and fees to determine if the EveryDay card is right for you.
Updated review with cardholder data showing average credit score of 714, $10,460 average credit limit, and 3.6/5 user rating from 1,791 reviews.
Bankrate gives 4.3/5 rating. Calls it a solid beginner card for grocery shoppers who want Membership Rewards.
WalletHub review with 4.0/5 composite score including editor's rating, user reviews, and market comparison.
Yahoo Finance roundup of best Amex cards with EveryDay card context among the broader Amex lineup.
TPG review of the Preferred variant (sister card) with comparison to the standard EveryDay.
One Mile at a Time calls the EveryDay a phenomenal no annual fee card for earning Membership Rewards points.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| 1:1 |
| instant |
| 94% |
| — |
| 1:1 | instant | 88% | 1.5 cpp |
| 1:1 | instant | 81% | 1.4 cpp |
| 1:1 | instant | 81% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | 1.2 cpp |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 69% | — |
| 1:1 | instant | 69% | — |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 63% | 0.5 cpp | |
| 1:1 | 1-2 days | 44% | 0.7 cpp | |
| 2:3 | instant | 44% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 81% | — |
| 1:1 |
| instant |
| 94% |
| — |
| 1:1 | instant | 88% | 1.5 cpp |
| 1:1 | instant | 81% | 1.4 cpp |
| 1:1 | instant | 81% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | 1.2 cpp |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 69% | — |
| 1:1 | instant | 69% | — |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 63% | 0.5 cpp | |
| 1:1 | 1-2 days | 44% | 0.7 cpp | |
| 2:3 | instant | 44% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 81% | — |
| 1:1 |
| instant |
| 94% |
| — |
| 1:1 | instant | 88% | 1.5 cpp |
| 1:1 | instant | 81% | 1.4 cpp |
| 1:1 | instant | 81% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | 1.2 cpp |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 69% | — |
| 1:1 | instant | 69% | — |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 63% | 0.5 cpp | |
| 1:1 | 1-2 days | 44% | 0.7 cpp | |
| 2:3 | instant | 44% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 81% | — |
