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Earn 3% back on $120,000 in annual Amazon, AWS, and Whole Foods purchases with $0 annual fee
The Amazon Business American Express Card earns 3% back on U.S. purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market on the first $120,000 each calendar year, plus 2% at U.S. restaurants, gas stations, and wireless providers. Choose between cash back rewards or 60-day interest-free terms on Amazon purchases — all with no annual fee and no foreign transaction fees.
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Cash
Credit Required
Excellent
3X
Cap: $120,000/annual
3X
Cap: $120,000/annual
2X
2% back at U.S. restaurants
2X
2% back at U.S. gas stations
2X
Wireless telephone services purchased directly from U.S. service providers
Benefits & Perks
Combined Protection Value
$2,250
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehi...
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purch...
Reviews & Analysis
The Amazon Business Amex is the strongest no-annual-fee business card for Amazon-centric spending. The 3% rate at Amazon/AWS/Whole Foods (or 60-day payment terms) sets it apart from flat-rate alternatives. Unlike the Prime version, no membership is required — but you sacrifice 2% in Amazon rewards and 30 days of payment terms.
Details & Terms
| Purchase APR | —% |
| Cash Advance APR | —% |
| Foreign Transaction Fee | $0 |

Earn 3% back on $120,000 in annual Amazon, AWS, and Whole Foods purchases with $0 annual fee
The Amazon Business American Express Card earns 3% back on U.S. purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market on the first $120,000 each calendar year, plus 2% at U.S. restaurants, gas stations, and wireless providers. Choose between cash back rewards or 60-day interest-free terms on Amazon purchases — all with no annual fee and no foreign transaction fees.
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Cash
Credit Required
Excellent
3X
Cap: $120,000/annual
3X
Cap: $120,000/annual
2X
2% back at U.S. restaurants
2X
2% back at U.S. gas stations
2X
Wireless telephone services purchased directly from U.S. service providers
Benefits & Perks
Combined Protection Value
$2,250
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehi...
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purch...
Reviews & Analysis
The Amazon Business Amex is the strongest no-annual-fee business card for Amazon-centric spending. The 3% rate at Amazon/AWS/Whole Foods (or 60-day payment terms) sets it apart from flat-rate alternatives. Unlike the Prime version, no membership is required — but you sacrifice 2% in Amazon rewards and 30 days of payment terms.
Details & Terms
| Purchase APR | —% |
| Cash Advance APR | —% |
| Foreign Transaction Fee | $0 |

Earn 3% back on $120,000 in annual Amazon, AWS, and Whole Foods purchases with $0 annual fee
The Amazon Business American Express Card earns 3% back on U.S. purchases at Amazon.com, Amazon Business, AWS, and Whole Foods Market on the first $120,000 each calendar year, plus 2% at U.S. restaurants, gas stations, and wireless providers. Choose between cash back rewards or 60-day interest-free terms on Amazon purchases — all with no annual fee and no foreign transaction fees.
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Cash
Credit Required
Excellent
3X
Cap: $120,000/annual
3X
Cap: $120,000/annual
2X
2% back at U.S. restaurants
2X
2% back at U.S. gas stations
2X
Wireless telephone services purchased directly from U.S. service providers
Benefits & Perks
Combined Protection Value
$2,250
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehi...
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purch...
Reviews & Analysis
The Amazon Business Amex is the strongest no-annual-fee business card for Amazon-centric spending. The 3% rate at Amazon/AWS/Whole Foods (or 60-day payment terms) sets it apart from flat-rate alternatives. Unlike the Prime version, no membership is required — but you sacrifice 2% in Amazon rewards and 30 days of payment terms.
Details & Terms
| Purchase APR | —% |
| Cash Advance APR | —% |
| Foreign Transaction Fee | $0 |