Upgrade Triple Cash Rewards vs U.S. Bank Cash+® Visa Signature® Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Upgrade Triple Cash Rewards

Sutton Bank

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Annual Fee

Welcome Bonus

—

Base Earn Rate

—

Top Earn Categories

3X Auto Maintenance

3X Drugstores

3X Fitness Clubs

3X Healthcare

5X Telecom

5X Streaming

5X Entertainment

5X Transit

Network

VISA

Key Benefits

None

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Explore More

Upgrade Triple Cash Rewards — Full Review All Sutton Bank Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Upgrade Triple Cash Rewards vs U.S. Bank Cash+® Visa Signature® Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Upgrade Triple Cash Rewards

Sutton Bank

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Annual Fee

Welcome Bonus

—

Base Earn Rate

—

Top Earn Categories

3X Auto Maintenance

3X Drugstores

3X Fitness Clubs

3X Healthcare

5X Telecom

5X Streaming

5X Entertainment

5X Transit

Network

VISA

Key Benefits

None

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Explore More

Upgrade Triple Cash Rewards — Full Review All Sutton Bank Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Upgrade Triple Cash Rewards vs U.S. Bank Cash+® Visa Signature® Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Upgrade Triple Cash Rewards

Sutton Bank

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Annual Fee

Welcome Bonus

—

Base Earn Rate

—

Top Earn Categories

3X Auto Maintenance

3X Drugstores

3X Fitness Clubs

3X Healthcare

5X Telecom

5X Streaming

5X Entertainment

5X Transit

Network

VISA

Key Benefits

None

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Explore More

Upgrade Triple Cash Rewards — Full Review All Sutton Bank Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →