Which card earns more rewards, the Rakuten American Express Card or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Rakuten American Express Card or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Rakuten American Express Card or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Rakuten American Express Card or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Rakuten American Express Card or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Rakuten American Express Card or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

CardRewards

Rakuten American Express Card vs Verizon Visa Card

Both cards cost $0/yr. The Rakuten American Express Card is better for rakuten purchases, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

Rakuten American Express Card

First Electronic Bank

No image

Verizon Visa Card

Synchrony

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 points

—

Earn Rates

Category	Rakuten American Express Card	Verizon Visa Card
Dining	2X	4X
Gas Stations	1X	4X
Grocery Stores	2X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

—

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

—

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

Category-by-Category Winner

The Verizon Visa Card wins in 4 of 4 categories. The Rakuten American Express Card leads in 0.

Dining

Verizon Visa Card earns 4X vs 2X

Grocery Stores

Verizon Visa Card earns 4X vs 2X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Rakuten American Express Card or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Rakuten American Express Card or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: First Electronic Bank cards · Synchrony cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Rakuten American Express Card vs Verizon Visa Card

Both cards cost $0/yr. The Rakuten American Express Card is better for rakuten purchases, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

Rakuten American Express Card

First Electronic Bank

No image

Verizon Visa Card

Synchrony

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 points

—

Earn Rates

Category	Rakuten American Express Card	Verizon Visa Card
Dining	2X	4X
Gas Stations	1X	4X
Grocery Stores	2X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

—

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

—

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

Category-by-Category Winner

The Verizon Visa Card wins in 4 of 4 categories. The Rakuten American Express Card leads in 0.

Dining

Verizon Visa Card earns 4X vs 2X

Grocery Stores

Verizon Visa Card earns 4X vs 2X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Rakuten American Express Card or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Rakuten American Express Card or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: First Electronic Bank cards · Synchrony cards

Rakuten American Express Card vs Verizon Visa Card

Both cards cost $0/yr. The Rakuten American Express Card is better for rakuten purchases, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

Rakuten American Express Card

First Electronic Bank

No image

Verizon Visa Card

Synchrony

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 points

—

Earn Rates

Category	Rakuten American Express Card	Verizon Visa Card
Dining	2X	4X
Gas Stations	1X	4X
Grocery Stores	2X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

—

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

—

−Rewards locked to Verizon ecosystem (bill, devices, accessories only)
−3% foreign transaction fee
−No value if you leave Verizon
−4% on Verizon purchases excludes bill payments
−Requires good/excellent credit

Category-by-Category Winner

The Verizon Visa Card wins in 4 of 4 categories. The Rakuten American Express Card leads in 0.

Dining

Verizon Visa Card earns 4X vs 2X

Grocery Stores

Verizon Visa Card earns 4X vs 2X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Rakuten American Express Card or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Rakuten American Express Card or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: First Electronic Bank cards · Synchrony cards