Which card earns more rewards, the Discover it Student Cash Back or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it Student Cash Back or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Discover it Student Cash Back or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it Student Cash Back or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Discover it Student Cash Back or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it Student Cash Back or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Discover it Student Cash Back vs Verizon Visa Card

Both cards cost $0/yr. The Discover it Student Cash Back is better for rotating quarterly, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 cash

—

Earn Rates

Category	Discover it Student Cash Back	Verizon Visa Card
Rotating Quarterly	5X	1X
Dining	1X	4X
Gas Stations	1X	4X
Grocery Stores	1X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

DISCOVER

VISA

Key Benefits

None

Pros & Cons

Pros

+Cashback Match doubles all cash back earned in year one automatically
+$20 statement credit annually for 3.0+ GPA (up to 5 years)
+5% on rotating quarterly categories (when activated)
+No annual fee or foreign transaction fee
+No credit score required to apply

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

−Must activate categories each quarter to earn 5%
−$1,500 quarterly cap on 5% categories
−Only 1% on non-bonus spending

Category-by-Category Winner

The Verizon Visa Card wins in 4 of 5 categories. The Discover it Student Cash Back leads in 1.

Rotating Quarterly

Discover it Student Cash Back earns 5X vs 1X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Grocery Stores

Verizon Visa Card earns 4X vs 1X

Gas Stations

Verizon Visa Card earns 4X vs 1X

Dining

Verizon Visa Card earns 4X vs 1X

Which Card Is Right for You?

Get the Verizon Visa Card if you:

+Spend $300+/month on restaurants and dining out
+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Discover it Student Cash Back or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Discover it Student Cash Back or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Discover it Student Cash Back — Full Review All Discover Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Discover cards · Synchrony cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Discover it Student Cash Back vs Verizon Visa Card

Both cards cost $0/yr. The Discover it Student Cash Back is better for rotating quarterly, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.