Citi Strata Credit Card vs Jasper Cash Back Mastercard

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

No image

Jasper Cash Back Mastercard

Webbank

Annual Fee

Welcome Bonus

30,000 Flex point

—

Base Earn Rate

—

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

5X Cable Tv

5X Streaming

3X Gas Stations

3X Grocery Stores

Network

MASTERCARD

Key Benefits

None

✓Purchase protection

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−Requires good to excellent credit to qualify
−No bonus categories for higher earning potential
−No signup bonus advertised
−Cash advance APR is high (28.24%)
−Less established issuer than major banks

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

Jasper Cash Back Mastercard — Full Review All Webbank Cards

Browse all comparisons →Browse all card categories →

Citi Strata Credit Card vs Jasper Cash Back Mastercard

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

No image

Jasper Cash Back Mastercard

Webbank

Annual Fee

Welcome Bonus

30,000 Flex point

—

Base Earn Rate

—

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

5X Cable Tv

5X Streaming

3X Gas Stations

3X Grocery Stores

Network

MASTERCARD

Key Benefits

None

✓Purchase protection

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−Requires good to excellent credit to qualify
−No bonus categories for higher earning potential
−No signup bonus advertised
−Cash advance APR is high (28.24%)
−Less established issuer than major banks

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

Jasper Cash Back Mastercard — Full Review All Webbank Cards

Browse all comparisons →Browse all card categories →

Citi Strata Credit Card vs Jasper Cash Back Mastercard

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

No image

Jasper Cash Back Mastercard

Webbank

Annual Fee

Welcome Bonus

30,000 Flex point

—

Base Earn Rate

—

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

5X Cable Tv

5X Streaming

3X Gas Stations

3X Grocery Stores

Network

MASTERCARD

Key Benefits

None

✓Purchase protection

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

−Requires good to excellent credit to qualify
−No bonus categories for higher earning potential
−No signup bonus advertised
−Cash advance APR is high (28.24%)
−Less established issuer than major banks

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

Jasper Cash Back Mastercard — Full Review All Webbank Cards

Browse all comparisons →Browse all card categories →