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A detailed side-by-side comparison to help you choose the right card for your spending.
Annual Fee
Welcome Bonus
Base Earn Rate
Top Earn Categories
Network
Key Benefits
Pros
Cons
The Royal Caribbean Visa Signature® has a lower annual fee ($0 vs $595), making it the more accessible option.
The Citi Strata Elite℠ Card justifies its higher fee with premium perks like lounge access.
For everyday spending, the Citi Strata Elite℠ Card earns more with its 1.5X base rate.
A detailed side-by-side comparison to help you choose the right card for your spending.
Annual Fee
Welcome Bonus
Base Earn Rate
Top Earn Categories
Network
Key Benefits
Pros
Cons
The Royal Caribbean Visa Signature® has a lower annual fee ($0 vs $595), making it the more accessible option.
The Citi Strata Elite℠ Card justifies its higher fee with premium perks like lounge access.
For everyday spending, the Citi Strata Elite℠ Card earns more with its 1.5X base rate.
A detailed side-by-side comparison to help you choose the right card for your spending.
Annual Fee
Welcome Bonus
Base Earn Rate
Top Earn Categories
Network
Key Benefits
Pros
Cons
The Royal Caribbean Visa Signature® has a lower annual fee ($0 vs $595), making it the more accessible option.
The Citi Strata Elite℠ Card justifies its higher fee with premium perks like lounge access.
For everyday spending, the Citi Strata Elite℠ Card earns more with its 1.5X base rate.
