Is the Chase Sapphire Reserve worth the higher annual fee?

The Chase Sapphire Reserve costs $795/yr vs $99/yr for the JetBlue Plus Card. The higher fee includes lounge access and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Chase Sapphire Reserve or JetBlue Plus Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Chase Sapphire Reserve have that the JetBlue Plus Card doesn't?

The Chase Sapphire Reserve offers lounge access, travel credits. The JetBlue Plus Card focuses more on earn rates than premium perks.

Should I get the Chase Sapphire Reserve or the JetBlue Plus Card?

Choose the JetBlue Plus Card if you want lower fees and solid rewards. Pick the Chase Sapphire Reserve if you spend enough to justify the $795/yr fee through its premium benefits and higher earn rates.

Is the Chase Sapphire Reserve worth the higher annual fee?

The Chase Sapphire Reserve costs $795/yr vs $99/yr for the JetBlue Plus Card. The higher fee includes lounge access and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Chase Sapphire Reserve or JetBlue Plus Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Chase Sapphire Reserve have that the JetBlue Plus Card doesn't?

The Chase Sapphire Reserve offers lounge access, travel credits. The JetBlue Plus Card focuses more on earn rates than premium perks.

Should I get the Chase Sapphire Reserve or the JetBlue Plus Card?

Choose the JetBlue Plus Card if you want lower fees and solid rewards. Pick the Chase Sapphire Reserve if you spend enough to justify the $795/yr fee through its premium benefits and higher earn rates.

Is the Chase Sapphire Reserve worth the higher annual fee?

The Chase Sapphire Reserve costs $795/yr vs $99/yr for the JetBlue Plus Card. The higher fee includes lounge access and travel credits that can offset the cost for frequent travelers.

Which card earns more rewards, the Chase Sapphire Reserve or JetBlue Plus Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Chase Sapphire Reserve have that the JetBlue Plus Card doesn't?

The Chase Sapphire Reserve offers lounge access, travel credits. The JetBlue Plus Card focuses more on earn rates than premium perks.

Should I get the Chase Sapphire Reserve or the JetBlue Plus Card?

Choose the JetBlue Plus Card if you want lower fees and solid rewards. Pick the Chase Sapphire Reserve if you spend enough to justify the $795/yr fee through its premium benefits and higher earn rates.

Chase Sapphire Reserve vs JetBlue Plus Card

The JetBlue Plus Card ($99/yr) is better for everyday value, while the Chase Sapphire Reserve ($795/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Chase Sapphire Reserve

Chase

JetBlue Plus Card

Barclays

Fees & Welcome Offer

Annual Fee

$795

$99

Welcome Bonus

125,000 Flex point

70,000 Airline

Earn Rates

Category	Chase Sapphire Reserve	JetBlue Plus Card
Jetblue Purchases	1X	6X

Category-by-Category Winner

The Chase Sapphire Reserve wins in 3 of 5 categories. The JetBlue Plus Card leads in 2.

Hotels

Chase Sapphire Reserve earns 4X vs 1X

Flights

Chase Sapphire Reserve earns 4X vs 1X

Dining

Chase Sapphire Reserve earns 3X vs 2X

Jetblue Purchases

JetBlue Plus Card earns 6X vs 1X

Grocery Stores

JetBlue Plus Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Chase Sapphire Reserve costs $795/yr — that's $696 more than the JetBlue Plus Card ($99/yr). To justify that gap, you need to extract at least $696 in annual value from the card's higher earn rates and benefits.

The Chase Sapphire Reserve offers travel credits, lounge access, Global Entry/TSA PreCheck credit. With 3 premium perks, heavy spenders on hotels and flights can often offset the full fee.

Bottom line: The $696 gap is significant. Choose the Chase Sapphire Reserve only if you spend heavily on hotels and flights and will use its premium benefits regularly — otherwise the JetBlue Plus Card delivers strong value at a fraction of the cost.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing JetBlue Plus Card means losing:

The Bottom Line

The JetBlue Plus Card has a lower annual fee ($99 vs $795), making it the more accessible option.

The Chase Sapphire Reserve justifies its higher fee with premium perks like lounge access and travel credits.

Choose the JetBlue Plus Card if you want solid rewards with a lower cost of entry. Choose the Chase Sapphire Reserve if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Chase Sapphire Reserve worth the higher annual fee?: The Chase Sapphire Reserve costs $795/yr vs $99/yr for the JetBlue Plus Card. The higher fee includes lounge access and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Chase Sapphire Reserve or JetBlue Plus Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Chase Sapphire Reserve have that the JetBlue Plus Card doesn't?: The Chase Sapphire Reserve offers lounge access, travel credits. The JetBlue Plus Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Reserve or the JetBlue Plus Card?: Choose the JetBlue Plus Card if you want lower fees and solid rewards. Pick the Chase Sapphire Reserve if you spend enough to justify the $795/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Chase Sapphire Reserve Amex Platinum vs Chase Sapphire Reserve Capital One Venture vs Chase Sapphire Reserve Capital One Venture X vs Chase Sapphire Reserve

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Chase Sapphire Reserve — Full Review All Chase Cards

JetBlue Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards · Barclays cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Chase Sapphire Reserve vs JetBlue Plus Card

The JetBlue Plus Card ($99/yr) is better for everyday value, while the Chase Sapphire Reserve ($795/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Chase Sapphire Reserve

Chase

JetBlue Plus Card

Barclays

Fees & Welcome Offer

Annual Fee

$795

$99

Welcome Bonus

125,000 Flex point

70,000 Airline

Earn Rates

Category	Chase Sapphire Reserve	JetBlue Plus Card
Jetblue Purchases	1X	6X

Category-by-Category Winner

The Chase Sapphire Reserve wins in 3 of 5 categories. The JetBlue Plus Card leads in 2.

Hotels

Chase Sapphire Reserve earns 4X vs 1X

Flights

Chase Sapphire Reserve earns 4X vs 1X

Dining

Chase Sapphire Reserve earns 3X vs 2X

Jetblue Purchases

JetBlue Plus Card earns 6X vs 1X

Grocery Stores

JetBlue Plus Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Chase Sapphire Reserve offers travel credits, lounge access, Global Entry/TSA PreCheck credit. With 3 premium perks, heavy spenders on hotels and flights can often offset the full fee.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing JetBlue Plus Card means losing:

The Bottom Line

The JetBlue Plus Card has a lower annual fee ($99 vs $795), making it the more accessible option.

The Chase Sapphire Reserve justifies its higher fee with premium perks like lounge access and travel credits.

Choose the JetBlue Plus Card if you want solid rewards with a lower cost of entry. Choose the Chase Sapphire Reserve if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Chase Sapphire Reserve worth the higher annual fee?: The Chase Sapphire Reserve costs $795/yr vs $99/yr for the JetBlue Plus Card. The higher fee includes lounge access and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Chase Sapphire Reserve or JetBlue Plus Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Chase Sapphire Reserve have that the JetBlue Plus Card doesn't?: The Chase Sapphire Reserve offers lounge access, travel credits. The JetBlue Plus Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Reserve or the JetBlue Plus Card?: Choose the JetBlue Plus Card if you want lower fees and solid rewards. Pick the Chase Sapphire Reserve if you spend enough to justify the $795/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Chase Sapphire Reserve Amex Platinum vs Chase Sapphire Reserve Capital One Venture vs Chase Sapphire Reserve Capital One Venture X vs Chase Sapphire Reserve

Explore More

Chase Sapphire Reserve — Full Review All Chase Cards

JetBlue Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards · Barclays cards

Chase Sapphire Reserve vs JetBlue Plus Card

The JetBlue Plus Card ($99/yr) is better for everyday value, while the Chase Sapphire Reserve ($795/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Chase Sapphire Reserve

Chase

JetBlue Plus Card

Barclays

Fees & Welcome Offer

Annual Fee

$795

$99

Welcome Bonus

125,000 Flex point

70,000 Airline

Earn Rates

Category	Chase Sapphire Reserve	JetBlue Plus Card
Jetblue Purchases	1X	6X

Category-by-Category Winner

The Chase Sapphire Reserve wins in 3 of 5 categories. The JetBlue Plus Card leads in 2.

Hotels

Chase Sapphire Reserve earns 4X vs 1X

Flights

Chase Sapphire Reserve earns 4X vs 1X

Dining

Chase Sapphire Reserve earns 3X vs 2X

Jetblue Purchases

JetBlue Plus Card earns 6X vs 1X

Grocery Stores

JetBlue Plus Card earns 2X vs 1X

Is the Fee Difference Worth It?

The Chase Sapphire Reserve offers travel credits, lounge access, Global Entry/TSA PreCheck credit. With 3 premium perks, heavy spenders on hotels and flights can often offset the full fee.

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing JetBlue Plus Card means losing:

The Bottom Line

The JetBlue Plus Card has a lower annual fee ($99 vs $795), making it the more accessible option.

The Chase Sapphire Reserve justifies its higher fee with premium perks like lounge access and travel credits.

Choose the JetBlue Plus Card if you want solid rewards with a lower cost of entry. Choose the Chase Sapphire Reserve if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Chase Sapphire Reserve worth the higher annual fee?: The Chase Sapphire Reserve costs $795/yr vs $99/yr for the JetBlue Plus Card. The higher fee includes lounge access and travel credits that can offset the cost for frequent travelers.
Which card earns more rewards, the Chase Sapphire Reserve or JetBlue Plus Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Chase Sapphire Reserve have that the JetBlue Plus Card doesn't?: The Chase Sapphire Reserve offers lounge access, travel credits. The JetBlue Plus Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Reserve or the JetBlue Plus Card?: Choose the JetBlue Plus Card if you want lower fees and solid rewards. Pick the Chase Sapphire Reserve if you spend enough to justify the $795/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Chase Sapphire Reserve Amex Platinum vs Chase Sapphire Reserve Capital One Venture vs Chase Sapphire Reserve Capital One Venture X vs Chase Sapphire Reserve

Explore More

Chase Sapphire Reserve — Full Review All Chase Cards

JetBlue Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards · Barclays cards

Pros & Cons

Pros

+$1,650 in annual credits more than covers $795 fee
+Priority Pass Select with 2 guests included
+Exclusive Chase Sapphire Lounge access
+Primary rental car coverage saves $15-30/day
+Points worth 50% more through Chase Travel

+6x points on JetBlue purchases provides strong earning rate
+Free first checked bag extends to up to 3 companions on same reservation
+Priority boarding (Group A) on all JetBlue flights
+10% points back when redeeming for JetBlue award flights
+50% off inflight purchases including food, beverages, and Wi-Fi

Cons

−$795 annual fee is substantial commitment
−5/24 rule restricts applicants with recent cards
−Credits require specific spending patterns to use
−$195 authorized user fee with no free users
−No 0% intro APR offer

−$99 annual fee may not be justified for occasional flyers
−No lounge access benefit
−No companion certificate
−Mosaic shortcut requires $50,000 spend, which is high for most cardholders
−Only 2x points on restaurants and groceries (same as no-fee card)

Pros & Cons

Pros

+$1,650 in annual credits more than covers $795 fee
+Priority Pass Select with 2 guests included
+Exclusive Chase Sapphire Lounge access
+Primary rental car coverage saves $15-30/day
+Points worth 50% more through Chase Travel

+6x points on JetBlue purchases provides strong earning rate
+Free first checked bag extends to up to 3 companions on same reservation
+Priority boarding (Group A) on all JetBlue flights
+10% points back when redeeming for JetBlue award flights
+50% off inflight purchases including food, beverages, and Wi-Fi

Cons

−$795 annual fee is substantial commitment
−5/24 rule restricts applicants with recent cards
−Credits require specific spending patterns to use
−$195 authorized user fee with no free users
−No 0% intro APR offer

−$99 annual fee may not be justified for occasional flyers
−No lounge access benefit
−No companion certificate
−Mosaic shortcut requires $50,000 spend, which is high for most cardholders
−Only 2x points on restaurants and groceries (same as no-fee card)

Pros & Cons

Pros

+$1,650 in annual credits more than covers $795 fee
+Priority Pass Select with 2 guests included
+Exclusive Chase Sapphire Lounge access
+Primary rental car coverage saves $15-30/day
+Points worth 50% more through Chase Travel

+6x points on JetBlue purchases provides strong earning rate
+Free first checked bag extends to up to 3 companions on same reservation
+Priority boarding (Group A) on all JetBlue flights
+10% points back when redeeming for JetBlue award flights
+50% off inflight purchases including food, beverages, and Wi-Fi

Cons

−$795 annual fee is substantial commitment
−5/24 rule restricts applicants with recent cards
−Credits require specific spending patterns to use
−$195 authorized user fee with no free users
−No 0% intro APR offer

−$99 annual fee may not be justified for occasional flyers
−No lounge access benefit
−No companion certificate
−Mosaic shortcut requires $50,000 spend, which is high for most cardholders
−Only 2x points on restaurants and groceries (same as no-fee card)

Chase Sapphire Reserve vs JetBlue Plus Card

Chase Sapphire Reserve

JetBlue Plus Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Is the Fee Difference Worth It?

What You Give Up

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Chase Sapphire Reserve vs JetBlue Plus Card

Chase Sapphire Reserve

JetBlue Plus Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Is the Fee Difference Worth It?

What You Give Up

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Chase Sapphire Reserve vs JetBlue Plus Card

Chase Sapphire Reserve

JetBlue Plus Card

Fees & Welcome Offer

Earn Rates

Category-by-Category Winner

Is the Fee Difference Worth It?

What You Give Up

The Bottom Line

Frequently Asked Questions

Related Comparisons

Explore More

Benefits & Features

Pros & Cons

Which Card Is Right for You?

Benefits & Features

Pros & Cons

Which Card Is Right for You?

Benefits & Features

Pros & Cons

Which Card Is Right for You?