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© Copyright 2026 CardRewards. All Rights Reserved.

About

Blog
Contact

Product

Documentation

Legal

Terms of Service
Privacy Policy
Cookie Policy
Accessibility

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About

Blog
Contact

Product

Documentation

Legal

Terms of Service
Privacy Policy
Cookie Policy
Accessibility

Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard — Full Comparison (2026)

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Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard

Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard

A detailed side-by-side comparison to help you choose the right card for your spending.

Chase Sapphire Preferred Card

Chase Sapphire Preferred Card

Chase

Jasper Cash Back Mastercard

Webbank

Annual Fee

$95

$0

Welcome Bonus

75,000 Flex point

—

Base Earn Rate

1X

—

Top Earn Categories

5X Travel

3X Dining

3X Streaming

3X Online Groceries

5X Cable Tv

5X Streaming

3X Gas Stations

3X Grocery Stores

Network

VISA

MASTERCARD

Key Benefits

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Purchase protection

Pros

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

−Requires good to excellent credit to qualify
−No bonus categories for higher earning potential
−No signup bonus advertised
−Cash advance APR is high (28.24%)
−Less established issuer than major banks

The Bottom Line

The Jasper Cash Back Mastercard has a lower annual fee ($0 vs $95), making it the more accessible option.

The Chase Sapphire Preferred Card justifies its higher fee with premium perks and travel credits.

Explore More

Chase Sapphire Preferred Card — Full Review All Chase Cards

Jasper Cash Back Mastercard — Full Review All Webbank Cards

Browse all comparisons →Browse all card categories →

Home
/
Compare
/
Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard

Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard

A detailed side-by-side comparison to help you choose the right card for your spending.

Chase Sapphire Preferred Card

Chase Sapphire Preferred Card

Chase

Jasper Cash Back Mastercard

Webbank

Annual Fee

$95

$0

Welcome Bonus

75,000 Flex point

—

Base Earn Rate

1X

—

Top Earn Categories

5X Travel

3X Dining

3X Streaming

3X Online Groceries

5X Cable Tv

5X Streaming

3X Gas Stations

3X Grocery Stores

Network

VISA

MASTERCARD

Key Benefits

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Purchase protection

Pros

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

−Requires good to excellent credit to qualify
−No bonus categories for higher earning potential
−No signup bonus advertised
−Cash advance APR is high (28.24%)
−Less established issuer than major banks

The Bottom Line

The Jasper Cash Back Mastercard has a lower annual fee ($0 vs $95), making it the more accessible option.

The Chase Sapphire Preferred Card justifies its higher fee with premium perks and travel credits.

Explore More

Chase Sapphire Preferred Card — Full Review All Chase Cards

Jasper Cash Back Mastercard — Full Review All Webbank Cards

Browse all comparisons →Browse all card categories →

Home
/
Compare
/
Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard

Chase Sapphire Preferred Card vs Jasper Cash Back Mastercard

A detailed side-by-side comparison to help you choose the right card for your spending.

Chase Sapphire Preferred Card

Chase Sapphire Preferred Card

Chase

Jasper Cash Back Mastercard

Webbank

Annual Fee

$95

$0

Welcome Bonus

75,000 Flex point

—

Base Earn Rate

1X

—

Top Earn Categories

5X Travel

3X Dining

3X Streaming

3X Online Groceries

5X Cable Tv

5X Streaming

3X Gas Stations

3X Grocery Stores

Network

VISA

MASTERCARD

Key Benefits

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Purchase protection

Pros

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

−Requires good to excellent credit to qualify
−No bonus categories for higher earning potential
−No signup bonus advertised
−Cash advance APR is high (28.24%)
−Less established issuer than major banks

The Bottom Line

The Jasper Cash Back Mastercard has a lower annual fee ($0 vs $95), making it the more accessible option.

The Chase Sapphire Preferred Card justifies its higher fee with premium perks and travel credits.

Explore More

Chase Sapphire Preferred Card — Full Review All Chase Cards

Jasper Cash Back Mastercard — Full Review All Webbank Cards

Browse all comparisons →Browse all card categories →