Which card earns more rewards, the Chase Sapphire Preferred Card or World of Hyatt Credit Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Chase Sapphire Preferred Card have that the World of Hyatt Credit Card doesn't?

The Chase Sapphire Preferred Card offers travel credits. The World of Hyatt Credit Card focuses more on earn rates than premium perks.

Should I get the Chase Sapphire Preferred Card or the World of Hyatt Credit Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Chase Sapphire Preferred Card or World of Hyatt Credit Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Chase Sapphire Preferred Card have that the World of Hyatt Credit Card doesn't?

The Chase Sapphire Preferred Card offers travel credits. The World of Hyatt Credit Card focuses more on earn rates than premium perks.

Should I get the Chase Sapphire Preferred Card or the World of Hyatt Credit Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Chase Sapphire Preferred Card or World of Hyatt Credit Card?

Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

What benefits does the Chase Sapphire Preferred Card have that the World of Hyatt Credit Card doesn't?

The Chase Sapphire Preferred Card offers travel credits. The World of Hyatt Credit Card focuses more on earn rates than premium perks.

Should I get the Chase Sapphire Preferred Card or the World of Hyatt Credit Card?

Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Chase Sapphire Preferred Card vs World of Hyatt Credit Card

Both cards cost $95/yr. The Chase Sapphire Preferred Card is better for travel, while the World of Hyatt Credit Card wins on hyatt hotels. Here's how they compare.

Fees & Welcome Offer

Annual Fee

$95

Welcome Bonus

75,000 Flex point

3 Hotel

Earn Rates

Category	Chase Sapphire Preferred Card	World of Hyatt Credit Card
Hyatt Hotels	1X	9X

Category-by-Category Winner

The Chase Sapphire Preferred Card wins in 5 of 9 categories. The World of Hyatt Credit Card leads in 4.

Dining

Chase Sapphire Preferred Card earns 3X vs 2X

Streaming

Chase Sapphire Preferred Card earns 3X vs 1X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 1X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 1X

Travel

Chase Sapphire Preferred Card earns 2X vs 1X

Hyatt Hotels

World of Hyatt Credit Card earns 9X vs 1X

Fitness

World of Hyatt Credit Card earns 2X vs 1X

Local Transit

World of Hyatt Credit Card earns 2X vs 1X

Flights

World of Hyatt Credit Card earns 2X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Chase Sapphire Preferred Card or World of Hyatt Credit Card?: Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
What benefits does the Chase Sapphire Preferred Card have that the World of Hyatt Credit Card doesn't?: The Chase Sapphire Preferred Card offers travel credits. The World of Hyatt Credit Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Preferred Card or the World of Hyatt Credit Card?: Both cards have the same $95/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

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Official issuer pages: Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Chase Sapphire Preferred Card vs World of Hyatt Credit Card

Both cards cost $95/yr. The Chase Sapphire Preferred Card is better for travel, while the World of Hyatt Credit Card wins on hyatt hotels. Here's how they compare.