Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Both cards cost $0/yr. The DoorDash Rewards Mastercard® leads on dining; the Pottery Barn Key Rewards Visa on dining.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | DoorDash Rewards Mastercard® | Pottery Barn Key Rewards Visa |
|---|---|---|
| Dining | 3X | 4X |
| Grocery Stores | 2X |
The Pottery Barn Key Rewards Visa wins in 2 of 2 categories. The DoorDash Rewards Mastercard® leads in 0.
Dining
Pottery Barn Key Rewards Visa earns 4X vs 3X
Grocery Stores
Pottery Barn Key Rewards Visa earns 4X vs 2X
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Modeled value is close across spend levels — especially once statement credits are counted.
| Scenario | DoorDash Rewards Mastercard® | Pottery Barn Key Rewards Visa | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $174 Credits (our usable estimate): $245 − Annual fee ($0) Ongoing: $419 Year one: $428 | Rewards: $228 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $228 Year one: $228 | DoorDash Rewards Mastercard® | DoorDash Rewards Mastercard® |
Modeled value is close across spend levels — especially once statement credits are counted.
| Everything Else | 1X | 1X |
Network
Key Benefits
| Heavy spender: $4,000/month | Rewards: $696 Credits (our usable estimate): $245 − Annual fee ($0) Ongoing: $941 Year one: $950 | Rewards: $912 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $912 Year one: $912 | Close — depends on how much of the credits you use | Close — depends on how much of the credits you use |
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
