Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual fees: British Airways Visa Signature® Credit Card $95/yr, DoorDash Rewards Mastercard® $0/yr. Strongest bonus categories: British Airways Visa Signature® Credit Card on flights, DoorDash Rewards Mastercard® on dining.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | British Airways Visa Signature® Credit Card | DoorDash Rewards Mastercard® |
|---|---|---|
| Dining | 1X | 3X |
| Flights | 3X |
Both cards win in 2 categories each — it comes down to which categories matter most to you.
Flights
British Airways Visa Signature® Credit Card earns 3X vs 1X
Hotels
British Airways Visa Signature® Credit Card earns 2X vs 1X
Dining
DoorDash Rewards Mastercard® earns 3X vs 1X
Grocery Stores
DoorDash Rewards Mastercard® earns 2X vs 1X
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Close — depends on how much of the credits you use
| Scenario | British Airways Visa Signature® Credit Card | DoorDash Rewards Mastercard® | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $168 Credits (our usable estimate): $360 − Annual fee ($95) Ongoing: $433 |
Close — depends on how much of the credits you use
Published annual fees: British Airways Visa Signature® Credit Card $95/yr, DoorDash Rewards Mastercard® $0/yr — a $95 difference before welcome offers and credits.
| 1X |
| Grocery Stores | 1X | 2X |
| Hotels | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Rewards: $174 Credits (our usable estimate): $245 − Annual fee ($0) Ongoing: $419 Year one: $428 |
| Close — depends on how much of the credits you use |
| British Airways Visa Signature® Credit Card |
| Heavy spender: $4,000/month | Rewards: $672 Credits (our usable estimate): $360 − Annual fee ($95) Ongoing: $937 Year one: $1,987 | Rewards: $696 Credits (our usable estimate): $245 − Annual fee ($0) Ongoing: $941 Year one: $950 | Close — depends on how much of the credits you use | British Airways Visa Signature® Credit Card |
The British Airways Visa Signature® Credit Card costs $95/yr — that's $95 more than the DoorDash Rewards Mastercard® (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
The British Airways Visa Signature® Credit Card includes travel credits. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $95 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $95 fee gap means the British Airways Visa Signature® Credit Card needs roughly $95 more in annual rewards (or credits you will use) to break even on flights and hotels and everyday spend.
Get the DoorDash Rewards Mastercard® if you:
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
