Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Both cards cost $0/yr. The Capital Vacations® World Mastercard® leads on travel; the Marriott Bonvoy Bold Credit Card on grocery stores.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | Capital Vacations® World Mastercard® | Marriott Bonvoy Bold Credit Card |
|---|---|---|
| Cable Tv | 1X | 2X |
| Food Delivery |
The Marriott Bonvoy Bold Credit Card wins in 6 of 8 categories. The Capital Vacations® World Mastercard® leads in 2.
Travel
Capital Vacations® World Mastercard® earns 2X vs 1X
Gas Stations
Capital Vacations® World Mastercard® earns 2X vs 1X
Grocery Stores
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Streaming
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Telecom
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Cable Tv
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Ridesharing
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Food Delivery
Marriott Bonvoy Bold Credit Card earns 2X vs 1X
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Ongoing value favors the Capital Vacations® World Mastercard®; year-one value favors the Marriott Bonvoy Bold Credit Card.
| 1X |
| 2X |
| Gas Stations | 2X | 1X |
| Grocery Stores | 1X | 2X |
| Ridesharing | 1X | 2X |
| Streaming | 1X | 2X |
| Telecom | 1X | 2X |
| Travel | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
Ongoing value favors the Capital Vacations® World Mastercard®; year-one value favors the Marriott Bonvoy Bold Credit Card.
| Scenario | Capital Vacations® World Mastercard® | Marriott Bonvoy Bold Credit Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $144 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $144 Year one: $144 | Rewards: $97 Credits (our usable estimate): $23 − Annual fee ($0) Ongoing: $120 Year one: $435 | Capital Vacations® World Mastercard® | Marriott Bonvoy Bold Credit Card |
| Heavy spender: $4,000/month | Rewards: $576 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $576 Year one: $576 | Rewards: $386 Credits (our usable estimate): $23 − Annual fee ($0) Ongoing: $409 Year one: $724 | Capital Vacations® World Mastercard® | Marriott Bonvoy Bold Credit Card |
Get the Marriott Bonvoy Bold Credit Card if you:
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
