Which card earns more rewards, the Savor Rewards from Capital One or U.S. Bank Cash+® Visa Signature® Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Savor Rewards from Capital One or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Savor Rewards from Capital One or U.S. Bank Cash+® Visa Signature® Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Savor Rewards from Capital One or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Savor Rewards from Capital One or U.S. Bank Cash+® Visa Signature® Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Savor Rewards from Capital One or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Savor Rewards from Capital One vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The Savor Rewards from Capital One is better for capital one entertainment, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

Savor Rewards from Capital One

Capital One

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Savor Rewards from Capital One	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X
Electronic Stores	1X	5X
Entertainment	3X	5X
Fitness & Gyms	1X	5X
Home Improvement	1X	5X
Streaming	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee with competitive 3% cash back on popular categories
+3% back on dining, groceries, entertainment, and streaming services
+8% cash back on Capital One Entertainment ticket purchases
+5% cash back on hotels and car rentals via Capital One Travel
+0% intro APR for 12 months on purchases and balance transfers

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

−Grocery exclusions for Walmart, Target, and warehouse clubs
−1% base rate on non-bonus categories is below average
$200 welcome bonus is modest compared to travel cards

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 9 of 11 categories. The Savor Rewards from Capital One leads in 2.

Dining

Savor Rewards from Capital One earns 3X vs 2X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Grocery Stores

Savor Rewards from Capital One earns 3X vs 2X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Department Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Electronic Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Savor Rewards from Capital One or U.S. Bank Cash+® Visa Signature® Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Savor Rewards from Capital One or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Savorone Bank Of America Customized Cash vs Capital One Savorone Bank Of America Unlimited Cash vs Capital One Savorone Bilt Blue vs Capital One Savorone

Explore More

Savor Rewards from Capital One — Full Review All Capital One Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Savor Rewards from Capital One vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The Savor Rewards from Capital One is better for capital one entertainment, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

Savor Rewards from Capital One

Capital One

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Savor Rewards from Capital One	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X
Electronic Stores	1X	5X
Entertainment	3X	5X
Fitness & Gyms	1X	5X
Home Improvement	1X	5X
Streaming	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee with competitive 3% cash back on popular categories
+3% back on dining, groceries, entertainment, and streaming services
+8% cash back on Capital One Entertainment ticket purchases
+5% cash back on hotels and car rentals via Capital One Travel
+0% intro APR for 12 months on purchases and balance transfers

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

−Grocery exclusions for Walmart, Target, and warehouse clubs
−1% base rate on non-bonus categories is below average
$200 welcome bonus is modest compared to travel cards

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 9 of 11 categories. The Savor Rewards from Capital One leads in 2.

Dining

Savor Rewards from Capital One earns 3X vs 2X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Grocery Stores

Savor Rewards from Capital One earns 3X vs 2X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Department Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Electronic Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Savor Rewards from Capital One or U.S. Bank Cash+® Visa Signature® Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Savor Rewards from Capital One or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Savorone Bank Of America Customized Cash vs Capital One Savorone Bank Of America Unlimited Cash vs Capital One Savorone Bilt Blue vs Capital One Savorone

Explore More

Savor Rewards from Capital One — Full Review All Capital One Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · U.S. Bank cards

Savor Rewards from Capital One vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The Savor Rewards from Capital One is better for capital one entertainment, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

Savor Rewards from Capital One

Capital One

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Savor Rewards from Capital One	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X
Electronic Stores	1X	5X
Entertainment	3X	5X
Fitness & Gyms	1X	5X
Home Improvement	1X	5X
Streaming	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee with competitive 3% cash back on popular categories
+3% back on dining, groceries, entertainment, and streaming services
+8% cash back on Capital One Entertainment ticket purchases
+5% cash back on hotels and car rentals via Capital One Travel
+0% intro APR for 12 months on purchases and balance transfers

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

−Grocery exclusions for Walmart, Target, and warehouse clubs
−1% base rate on non-bonus categories is below average
$200 welcome bonus is modest compared to travel cards

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 9 of 11 categories. The Savor Rewards from Capital One leads in 2.

Dining

Savor Rewards from Capital One earns 3X vs 2X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Grocery Stores

Savor Rewards from Capital One earns 3X vs 2X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Department Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Electronic Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Savor Rewards from Capital One or U.S. Bank Cash+® Visa Signature® Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Savor Rewards from Capital One or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Capital One Savorone Bank Of America Customized Cash vs Capital One Savorone Bank Of America Unlimited Cash vs Capital One Savorone Bilt Blue vs Capital One Savorone

Explore More

Savor Rewards from Capital One — Full Review All Capital One Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · U.S. Bank cards