Which card earns more rewards, the bp rewards Visa® or Wyndham Rewards Earner Card?

The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the bp rewards Visa® or the Wyndham Rewards Earner Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the bp rewards Visa® or Wyndham Rewards Earner Card?

The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the bp rewards Visa® or the Wyndham Rewards Earner Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the bp rewards Visa® or Wyndham Rewards Earner Card?

The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the bp rewards Visa® or the Wyndham Rewards Earner Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

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bp rewards Visa® vs Wyndham Rewards Earner Card

Both cards cost $0/yr. The bp rewards Visa® is better for gas stations, while the Wyndham Rewards Earner Card wins on wyndham hotels. Here's how they compare.

bp rewards Visa®

First National Bank of Omaha

No image

Wyndham Rewards Earner Card

Barclays

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

30,000 Hotel

Earn Rates

Category	bp rewards Visa®	Wyndham Rewards Earner Card
Gas Stations	4X	5X
Wyndham Hotels	1X	5X
Dining	3X	2X
Grocery Stores	3X	2X
Everything Else	1X	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+No annual fee makes it easy to keep long-term for status
+Automatic Gold status for life of card (free Wi-Fi, late checkout)
+60,000 point welcome bonus worth up to 8 free nights
+5x points on Wyndham stays - solid for brand loyalists
+10% discount when redeeming points for free nights

Cons

—

−Gold status benefits are basic compared to Platinum or Diamond
−Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
−Only 5x at Wyndham vs 8x with Plus card
−Only 1x on non-bonus purchases
−No premium travel protections or lounge access

Category-by-Category Winner

Both cards win in 2 categories each — it comes down to which categories matter most to you.

Gas Stations

Wyndham Rewards Earner Card earns 5X vs 4X

Dining

bp rewards Visa® earns 3X vs 2X

Grocery Stores

bp rewards Visa® earns 3X vs 2X

Wyndham Hotels

Wyndham Rewards Earner Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the bp rewards Visa® or Wyndham Rewards Earner Card?: The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the bp rewards Visa® or the Wyndham Rewards Earner Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

Wyndham Rewards Earner Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: First National Bank of Omaha cards · Barclays cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

bp rewards Visa® vs Wyndham Rewards Earner Card

Both cards cost $0/yr. The bp rewards Visa® is better for gas stations, while the Wyndham Rewards Earner Card wins on wyndham hotels. Here's how they compare.

bp rewards Visa®

First National Bank of Omaha

No image

Wyndham Rewards Earner Card

Barclays

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

30,000 Hotel

Earn Rates

Category	bp rewards Visa®	Wyndham Rewards Earner Card
Gas Stations	4X	5X
Wyndham Hotels	1X	5X
Dining	3X	2X
Grocery Stores	3X	2X
Everything Else	1X	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+No annual fee makes it easy to keep long-term for status
+Automatic Gold status for life of card (free Wi-Fi, late checkout)
+60,000 point welcome bonus worth up to 8 free nights
+5x points on Wyndham stays - solid for brand loyalists
+10% discount when redeeming points for free nights

Cons

—

−Gold status benefits are basic compared to Platinum or Diamond
−Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
−Only 5x at Wyndham vs 8x with Plus card
−Only 1x on non-bonus purchases
−No premium travel protections or lounge access

Category-by-Category Winner

Both cards win in 2 categories each — it comes down to which categories matter most to you.

Gas Stations

Wyndham Rewards Earner Card earns 5X vs 4X

Dining

bp rewards Visa® earns 3X vs 2X

Grocery Stores

bp rewards Visa® earns 3X vs 2X

Wyndham Hotels

Wyndham Rewards Earner Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the bp rewards Visa® or Wyndham Rewards Earner Card?: The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the bp rewards Visa® or the Wyndham Rewards Earner Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

Wyndham Rewards Earner Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: First National Bank of Omaha cards · Barclays cards

bp rewards Visa® vs Wyndham Rewards Earner Card

Both cards cost $0/yr. The bp rewards Visa® is better for gas stations, while the Wyndham Rewards Earner Card wins on wyndham hotels. Here's how they compare.

bp rewards Visa®

First National Bank of Omaha

No image

Wyndham Rewards Earner Card

Barclays

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

30,000 Hotel

Earn Rates

Category	bp rewards Visa®	Wyndham Rewards Earner Card
Gas Stations	4X	5X
Wyndham Hotels	1X	5X
Dining	3X	2X
Grocery Stores	3X	2X
Everything Else	1X	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+No annual fee makes it easy to keep long-term for status
+Automatic Gold status for life of card (free Wi-Fi, late checkout)
+60,000 point welcome bonus worth up to 8 free nights
+5x points on Wyndham stays - solid for brand loyalists
+10% discount when redeeming points for free nights

Cons

—

−Gold status benefits are basic compared to Platinum or Diamond
−Anniversary bonus requires $15,000 annual spend (Plus card has no requirement)
−Only 5x at Wyndham vs 8x with Plus card
−Only 1x on non-bonus purchases
−No premium travel protections or lounge access

Category-by-Category Winner

Both cards win in 2 categories each — it comes down to which categories matter most to you.

Gas Stations

Wyndham Rewards Earner Card earns 5X vs 4X

Dining

bp rewards Visa® earns 3X vs 2X

Grocery Stores

bp rewards Visa® earns 3X vs 2X

Wyndham Hotels

Wyndham Rewards Earner Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the bp rewards Visa® or Wyndham Rewards Earner Card?: The Wyndham Rewards Earner Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the bp rewards Visa® or the Wyndham Rewards Earner Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

bp rewards Visa® — Full Review All First National Bank of Omaha Cards

Wyndham Rewards Earner Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: First National Bank of Omaha cards · Barclays cards