Birch Lane Mastercard vs Capital One VentureOne Rewards Credit Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Birch Lane Mastercard

Citi

Capital One VentureOne Rewards Credit Card

Capital One

Annual Fee

Welcome Bonus

—

20,000 Flex point

Base Earn Rate

—

Top Earn Categories

7X Wayfair Brands

3X Grocery Stores

2X Online Shopping

5X Hotels

5X Car Rentals

5X Entertainment

Network

Explore More

Birch Lane Mastercard — Full Review All Citi Cards

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Birch Lane Mastercard vs Capital One VentureOne Rewards Credit Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Birch Lane Mastercard

Citi

Capital One VentureOne Rewards Credit Card

Capital One

Annual Fee

Welcome Bonus

—

20,000 Flex point

Base Earn Rate

—

Top Earn Categories

7X Wayfair Brands

3X Grocery Stores

2X Online Shopping

5X Hotels

5X Car Rentals

5X Entertainment

Network

Explore More

Birch Lane Mastercard — Full Review All Citi Cards

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Birch Lane Mastercard vs Capital One VentureOne Rewards Credit Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Birch Lane Mastercard

Citi

Capital One VentureOne Rewards Credit Card

Capital One

Annual Fee

Welcome Bonus

—

20,000 Flex point

Base Earn Rate

—

Top Earn Categories

7X Wayfair Brands

3X Grocery Stores

2X Online Shopping

5X Hotels

5X Car Rentals

5X Entertainment

Network

Explore More

Birch Lane Mastercard — Full Review All Citi Cards

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Pros

—

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

Cons

—

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
−Miles worth 1 cent each for travel, less for other redemptions

Pros

—

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

Cons

—

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
−Miles worth 1 cent each for travel, less for other redemptions

Pros

—

+No annual fee
+20,000 mile welcome bonus ($200 value)
+5X miles on hotels and rental cars via Capital One Travel
+1.25X miles on all purchases
+No foreign transaction fees

Cons

—

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
−Miles worth 1 cent each for travel, less for other redemptions