My Best Buy® Visa® Card vs Citi Double Cash Card

A detailed side-by-side comparison to help you choose the right card for your spending.

My Best Buy® Visa® Card

Citi

Citi Double Cash Card

Citi

Annual Fee

Welcome Bonus

—

200 Cash

Base Earn Rate

0.5X

Top Earn Categories

5X Best Buy Purchases

2X Dining

2X Grocery Stores

5X Travel

Network

VISA

MASTERCARD

Key Benefits

None

Pros

—

+2% flat rate on all purchases with no caps
+No annual fee
+0% intro APR for 18 months on balance transfers
+Simple earning structure - no tracking categories
+Points can combine with other Citi ThankYou cards

Cons

—

−3% foreign transaction fee
−Must pay bill to earn second 1% cash back
−No travel insurance or purchase protection
−Relatively modest $200 welcome bonus
−No bonus categories for high spenders

The Bottom Line

For everyday spending, the Citi Double Cash Card earns more with its 2X base rate.

Explore More

My Best Buy® Visa® Card — Full Review All Citi Cards

Citi Double Cash Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

My Best Buy® Visa® Card vs Citi Double Cash Card

A detailed side-by-side comparison to help you choose the right card for your spending.

My Best Buy® Visa® Card

Citi

Citi Double Cash Card

Citi

Annual Fee

Welcome Bonus

—

200 Cash

Base Earn Rate

0.5X

Top Earn Categories

5X Best Buy Purchases

2X Dining

2X Grocery Stores

5X Travel

Network

VISA

MASTERCARD

Key Benefits

None

Pros

—

+2% flat rate on all purchases with no caps
+No annual fee
+0% intro APR for 18 months on balance transfers
+Simple earning structure - no tracking categories
+Points can combine with other Citi ThankYou cards

Cons

—

−3% foreign transaction fee
−Must pay bill to earn second 1% cash back
−No travel insurance or purchase protection
−Relatively modest $200 welcome bonus
−No bonus categories for high spenders

The Bottom Line

For everyday spending, the Citi Double Cash Card earns more with its 2X base rate.

Explore More

My Best Buy® Visa® Card — Full Review All Citi Cards

Citi Double Cash Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

My Best Buy® Visa® Card vs Citi Double Cash Card

A detailed side-by-side comparison to help you choose the right card for your spending.

My Best Buy® Visa® Card

Citi

Citi Double Cash Card

Citi

Annual Fee

Welcome Bonus

—

200 Cash

Base Earn Rate

0.5X

Top Earn Categories

5X Best Buy Purchases

2X Dining

2X Grocery Stores

5X Travel

Network

VISA

MASTERCARD

Key Benefits

None

Pros

—

+2% flat rate on all purchases with no caps
+No annual fee
+0% intro APR for 18 months on balance transfers
+Simple earning structure - no tracking categories
+Points can combine with other Citi ThankYou cards

Cons

—

−3% foreign transaction fee
−Must pay bill to earn second 1% cash back
−No travel insurance or purchase protection
−Relatively modest $200 welcome bonus
−No bonus categories for high spenders

The Bottom Line

For everyday spending, the Citi Double Cash Card earns more with its 2X base rate.

Explore More

My Best Buy® Visa® Card — Full Review All Citi Cards

Citi Double Cash Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →