Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Both cards cost $0/yr. The Bass Pro Shops® CLUB Card leads on everyday spending; the Wells Fargo Active Cash Card on everyday spending.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | Bass Pro Shops® CLUB Card | Wells Fargo Active Cash Card |
|---|---|---|
| Everything Else | 1X | 1X |
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Modeled value is close across spend levels — especially once statement credits are counted.
| Scenario | Bass Pro Shops® CLUB Card | Wells Fargo Active Cash Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $120 Credits (our usable estimate): $81 − Annual fee ($0) Ongoing: $201 Year one: $230 | Rewards: $150 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $150 Year one: $250 | Bass Pro Shops® CLUB Card | Close — depends on how much of the credits you use |
| Heavy spender: $4,000/month | Rewards: $480 Credits (our usable estimate): $81 − Annual fee ($0) Ongoing: $561 Year one: $590 | Rewards: $600 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $600 Year one: $700 | Close — depends on how much of the credits you use |
Modeled value is close across spend levels — especially once statement credits are counted.
Network
Key Benefits
Pros
Cons
| Wells Fargo Active Cash Card |
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
