Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Unlimited Cash Rewards Credit Card is better for all purchases ongoing, while the Bank of America® Unlimited Cash Rewards for Students wins on everyday spending. Here's how they compare.

Bank of America

Bank of America
Annual Fee
Welcome Bonus
| Category | Bank of America Unlimited Cash Rewards Credit Card | Bank of America® Unlimited Cash Rewards for Students |
|---|---|---|
| All Purchases | 1.5X |
The Bank of America Unlimited Cash Rewards Credit Card wins in 1 of 1 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.
All Purchases
Bank of America Unlimited Cash Rewards Credit Card earns 1.5X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Unlimited Cash Rewards Credit Card is better for all purchases ongoing, while the Bank of America® Unlimited Cash Rewards for Students wins on everyday spending. Here's how they compare.

Bank of America

Bank of America
Annual Fee
Welcome Bonus
| Category | Bank of America Unlimited Cash Rewards Credit Card | Bank of America® Unlimited Cash Rewards for Students |
|---|---|---|
| All Purchases | 1.5X |
The Bank of America Unlimited Cash Rewards Credit Card wins in 1 of 1 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.
All Purchases
Bank of America Unlimited Cash Rewards Credit Card earns 1.5X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Unlimited Cash Rewards Credit Card is better for all purchases ongoing, while the Bank of America® Unlimited Cash Rewards for Students wins on everyday spending. Here's how they compare.

Bank of America

Bank of America
Annual Fee
Welcome Bonus
| Category | Bank of America Unlimited Cash Rewards Credit Card | Bank of America® Unlimited Cash Rewards for Students |
|---|---|---|
| All Purchases | 1.5X |
The Bank of America Unlimited Cash Rewards Credit Card wins in 1 of 1 categories. The Bank of America® Unlimited Cash Rewards for Students leads in 0.
All Purchases
Bank of America Unlimited Cash Rewards Credit Card earns 1.5X vs 1X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Network
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Network
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Network
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