Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card leads on dining; the Susan G. Komen® Customized Cash Rewards on dining.
Card data as of September 27, 2026.
Bank of America
Bank of America
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | Susan G. Komen® Customized Cash Rewards |
|---|---|---|
| Cable Tv | 3X | 3X |
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Close — depends on how much of the credits you use
| Scenario | Bank of America Customized Cash Rewards Credit Card | Susan G. Komen® Customized Cash Rewards | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $120 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $120 Year one: $320 | Rewards: $120 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $120 Year one: $320 | Close — depends on how much of the credits you use | Close — depends on how much of the credits you use |
| Heavy spender: $4,000/month | Rewards: $480 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $480 Year one: $680 | Rewards: $480 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $480 Year one: $680 | Close — depends on how much of the credits you use |
Close — depends on how much of the credits you use
| Dining | 3X | 3X |
| Drugstores | 3X | 3X |
| Gas Stations | 3X | 3X |
| Home Improvement | 3X | 3X |
| Online Shopping | 3X | 3X |
| Travel | 3X | 3X |
| Grocery Stores | 2X | 2X |
| Wholesale Clubs | 2X | 2X |
Network
Key Benefits
Pros
Cons
| Close — depends on how much of the credits you use |
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
