Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card is better for dining, while the My Best Buy® Visa® Card wins on best buy purchases. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | My Best Buy® Visa® Card |
|---|---|---|
| Best Buy Purchases | 1X | 5X |
| Dining | 3X | 2X |
| Drugstores | 3X | 0.5X |
| Gas Stations | 3X | 0.5X |
| Home Improvement | 3X | 0.5X |
| Online Shopping | 3X |
Network
Key Benefits
Pros
Cons
The Bank of America Customized Cash Rewards Credit Card wins in 10 of 11 categories. The My Best Buy® Visa® Card leads in 1.
Dining
Bank of America Customized Cash Rewards Credit Card earns 3X vs 2X
Drugstores
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Gas Stations
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Home Improvement
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Online Shopping
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Streaming
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Telecom
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Travel
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card is better for dining, while the My Best Buy® Visa® Card wins on best buy purchases. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | My Best Buy® Visa® Card |
|---|---|---|
| Best Buy Purchases | 1X | 5X |
| Dining | 3X | 2X |
| Drugstores | 3X | 0.5X |
| Gas Stations | 3X | 0.5X |
| Home Improvement | 3X | 0.5X |
| Online Shopping | 3X |
Network
Key Benefits
Pros
Cons
The Bank of America Customized Cash Rewards Credit Card wins in 10 of 11 categories. The My Best Buy® Visa® Card leads in 1.
Dining
Bank of America Customized Cash Rewards Credit Card earns 3X vs 2X
Drugstores
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Gas Stations
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Home Improvement
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Online Shopping
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Streaming
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Telecom
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Travel
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
Both cards cost $0/yr. The Bank of America Customized Cash Rewards Credit Card is better for dining, while the My Best Buy® Visa® Card wins on best buy purchases. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Bank of America Customized Cash Rewards Credit Card | My Best Buy® Visa® Card |
|---|---|---|
| Best Buy Purchases | 1X | 5X |
| Dining | 3X | 2X |
| Drugstores | 3X | 0.5X |
| Gas Stations | 3X | 0.5X |
| Home Improvement | 3X | 0.5X |
| Online Shopping | 3X |
Network
Key Benefits
Pros
Cons
The Bank of America Customized Cash Rewards Credit Card wins in 10 of 11 categories. The My Best Buy® Visa® Card leads in 1.
Dining
Bank of America Customized Cash Rewards Credit Card earns 3X vs 2X
Drugstores
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Gas Stations
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Home Improvement
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Online Shopping
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Streaming
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Telecom
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Travel
Bank of America Customized Cash Rewards Credit Card earns 3X vs 0.5X
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 0.5X |
| Streaming | 3X | 0.5X |
| Telecom | 3X | 0.5X |
| Travel | 3X | 0.5X |
| Grocery Stores | 2X | 2X |
| Wholesale Clubs | 2X | 0.5X |
| Everything Else | 1X | 0.5X |
Wholesale Clubs
Bank of America Customized Cash Rewards Credit Card earns 2X vs 0.5X
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 1X
Everyday purchases
Bank of America Customized Cash Rewards Credit Card earns 1X on all other spending vs 0.5X
Get the Bank of America Customized Cash Rewards Credit Card if you:
| 0.5X |
| Streaming | 3X | 0.5X |
| Telecom | 3X | 0.5X |
| Travel | 3X | 0.5X |
| Grocery Stores | 2X | 2X |
| Wholesale Clubs | 2X | 0.5X |
| Everything Else | 1X | 0.5X |
Wholesale Clubs
Bank of America Customized Cash Rewards Credit Card earns 2X vs 0.5X
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 1X
Everyday purchases
Bank of America Customized Cash Rewards Credit Card earns 1X on all other spending vs 0.5X
Get the Bank of America Customized Cash Rewards Credit Card if you:
| 0.5X |
| Streaming | 3X | 0.5X |
| Telecom | 3X | 0.5X |
| Travel | 3X | 0.5X |
| Grocery Stores | 2X | 2X |
| Wholesale Clubs | 2X | 0.5X |
| Everything Else | 1X | 0.5X |
Wholesale Clubs
Bank of America Customized Cash Rewards Credit Card earns 2X vs 0.5X
Best Buy Purchases
My Best Buy® Visa® Card earns 5X vs 1X
Everyday purchases
Bank of America Customized Cash Rewards Credit Card earns 1X on all other spending vs 0.5X
Get the Bank of America Customized Cash Rewards Credit Card if you: