Which card earns more rewards, the Blue Cash Everyday Card from American Express or My Best Buy® Visa® Card?

The My Best Buy® Visa® Card has a higher base earn rate (0.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Blue Cash Everyday Card from American Express or the My Best Buy® Visa® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or My Best Buy® Visa® Card?

The My Best Buy® Visa® Card has a higher base earn rate (0.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Blue Cash Everyday Card from American Express or the My Best Buy® Visa® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Blue Cash Everyday Card from American Express or My Best Buy® Visa® Card?

The My Best Buy® Visa® Card has a higher base earn rate (0.5X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Blue Cash Everyday Card from American Express or the My Best Buy® Visa® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Blue Cash Everyday Card from American Express vs My Best Buy® Visa® Card

Both cards cost $0/yr. The Blue Cash Everyday Card from American Express is better for grocery stores, while the My Best Buy® Visa® Card wins on best buy purchases. Here's how they compare.

Blue Cash Everyday Card from American Express

American Express

My Best Buy® Visa® Card

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Blue Cash Everyday Card from American Express	My Best Buy® Visa® Card
Best Buy Purchases	1X	5X
Grocery Stores	3X	2X
Online Shopping	3X	0.5X
Department Stores	2X	0.5X
Dining	1X	2X
Gas Stations	2X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

—

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

—

Category-by-Category Winner

The Blue Cash Everyday Card from American Express wins in 5 of 7 categories. The My Best Buy® Visa® Card leads in 2.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 0.5X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 0.5X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 0.5X

Best Buy Purchases

My Best Buy® Visa® Card earns 5X vs 1X

Dining

My Best Buy® Visa® Card earns 2X vs 1X

Everyday purchases

Blue Cash Everyday Card from American Express earns 1X on all other spending vs 0.5X

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Everyday Card from American Express or My Best Buy® Visa® Card?: The My Best Buy® Visa® Card has a higher base earn rate (0.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Blue Cash Everyday Card from American Express or the My Best Buy® Visa® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

My Best Buy® Visa® Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Citi cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Blue Cash Everyday Card from American Express vs My Best Buy® Visa® Card

Both cards cost $0/yr. The Blue Cash Everyday Card from American Express is better for grocery stores, while the My Best Buy® Visa® Card wins on best buy purchases. Here's how they compare.

Blue Cash Everyday Card from American Express

American Express

My Best Buy® Visa® Card

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Blue Cash Everyday Card from American Express	My Best Buy® Visa® Card
Best Buy Purchases	1X	5X
Grocery Stores	3X	2X
Online Shopping	3X	0.5X
Department Stores	2X	0.5X
Dining	1X	2X
Gas Stations	2X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

—

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

—

Category-by-Category Winner

The Blue Cash Everyday Card from American Express wins in 5 of 7 categories. The My Best Buy® Visa® Card leads in 2.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 0.5X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 0.5X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 0.5X

Best Buy Purchases

My Best Buy® Visa® Card earns 5X vs 1X

Dining

My Best Buy® Visa® Card earns 2X vs 1X

Everyday purchases

Blue Cash Everyday Card from American Express earns 1X on all other spending vs 0.5X

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Everyday Card from American Express or My Best Buy® Visa® Card?: The My Best Buy® Visa® Card has a higher base earn rate (0.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Blue Cash Everyday Card from American Express or the My Best Buy® Visa® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

My Best Buy® Visa® Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Citi cards

Blue Cash Everyday Card from American Express vs My Best Buy® Visa® Card

Both cards cost $0/yr. The Blue Cash Everyday Card from American Express is better for grocery stores, while the My Best Buy® Visa® Card wins on best buy purchases. Here's how they compare.

Blue Cash Everyday Card from American Express

American Express

My Best Buy® Visa® Card

Citi

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Blue Cash Everyday Card from American Express	My Best Buy® Visa® Card
Best Buy Purchases	1X	5X
Grocery Stores	3X	2X
Online Shopping	3X	0.5X
Department Stores	2X	0.5X
Dining	1X	2X
Gas Stations	2X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+No annual fee with solid category rewards
+3% cash back at U.S. supermarkets up to $6,000/year ($180 max annual value)
+Up to $84/year Disney Bundle credit for streaming subscriptions
+0% intro APR for 15 months on purchases (3 months longer than Preferred)
+$200 welcome bonus after $2,000 spend in 6 months

—

Cons

−3% grocery rate is half of Blue Cash Preferred's 6%
−2.7% foreign transaction fee makes it unsuitable for travel
−2% gas rate is below Preferred's 3%
−1% back on non-category purchases is below average
−$6,000 annual cap on grocery bonus limits heavy spenders

—

Category-by-Category Winner

The Blue Cash Everyday Card from American Express wins in 5 of 7 categories. The My Best Buy® Visa® Card leads in 2.

Grocery Stores

Blue Cash Everyday Card from American Express earns 3X vs 2X

Online Shopping

Blue Cash Everyday Card from American Express earns 3X vs 0.5X

Gas Stations

Blue Cash Everyday Card from American Express earns 2X vs 0.5X

Department Stores

Blue Cash Everyday Card from American Express earns 2X vs 0.5X

Best Buy Purchases

My Best Buy® Visa® Card earns 5X vs 1X

Dining

My Best Buy® Visa® Card earns 2X vs 1X

Everyday purchases

Blue Cash Everyday Card from American Express earns 1X on all other spending vs 0.5X

Which Card Is Right for You?

Get the Blue Cash Everyday Card from American Express if you:

Prefer a high flat rate across all spending

Frequently Asked Questions

Which card earns more rewards, the Blue Cash Everyday Card from American Express or My Best Buy® Visa® Card?: The My Best Buy® Visa® Card has a higher base earn rate (0.5X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Blue Cash Everyday Card from American Express or the My Best Buy® Visa® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Blue Cash Everyday vs Amex Blue Cash Preferred Amex Blue Cash Everyday vs Amex Gold Amex Blue Cash Everyday vs Amex Green Amex Blue Cash Everyday vs Bank Of America Customized Cash

Explore More

Blue Cash Everyday Card from American Express — Full Review All American Express Cards

My Best Buy® Visa® Card — Full Review All Citi Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: American Express cards · Citi cards