CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The The AARP® Travel Rewards Mastercard® ($0/yr) is better for everyday value, while the FRONTIER Airlines World Mastercard ($99/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | The AARP® Travel Rewards Mastercard® | FRONTIER Airlines World Mastercard |
|---|---|---|
| Frontier Purchases | 1X | 5X |
The The AARP® Travel Rewards Mastercard® wins in 3 of 5 categories. The FRONTIER Airlines World Mastercard leads in 2.
Flights
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Car Rentals
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Hotels
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Dining
FRONTIER Airlines World Mastercard earns 3X vs 2X
Frontier Purchases
FRONTIER Airlines World Mastercard earns 5X vs 1X
The FRONTIER Airlines World Mastercard costs $99/yr — that's $99 more than the The AARP® Travel Rewards Mastercard® (no annual fee). To justify that gap, you need to extract at least $99 in annual value from the card's higher earn rates and benefits.
The FRONTIER Airlines World Mastercard offers free checked bags. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $99 difference is small enough that the FRONTIER Airlines World Mastercard's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing The AARP® Travel Rewards Mastercard® means losing:
The The AARP® Travel Rewards Mastercard® has a lower annual fee ($0 vs $99), making it the more accessible option.
Choose the The AARP® Travel Rewards Mastercard® if you want solid rewards with a lower cost of entry. Choose the FRONTIER Airlines World Mastercard if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The The AARP® Travel Rewards Mastercard® ($0/yr) is better for everyday value, while the FRONTIER Airlines World Mastercard ($99/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | The AARP® Travel Rewards Mastercard® | FRONTIER Airlines World Mastercard |
|---|---|---|
| Frontier Purchases | 1X | 5X |
The The AARP® Travel Rewards Mastercard® wins in 3 of 5 categories. The FRONTIER Airlines World Mastercard leads in 2.
Flights
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Car Rentals
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Hotels
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Dining
FRONTIER Airlines World Mastercard earns 3X vs 2X
Frontier Purchases
FRONTIER Airlines World Mastercard earns 5X vs 1X
The FRONTIER Airlines World Mastercard costs $99/yr — that's $99 more than the The AARP® Travel Rewards Mastercard® (no annual fee). To justify that gap, you need to extract at least $99 in annual value from the card's higher earn rates and benefits.
The FRONTIER Airlines World Mastercard offers free checked bags. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $99 difference is small enough that the FRONTIER Airlines World Mastercard's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing The AARP® Travel Rewards Mastercard® means losing:
The The AARP® Travel Rewards Mastercard® has a lower annual fee ($0 vs $99), making it the more accessible option.
Choose the The AARP® Travel Rewards Mastercard® if you want solid rewards with a lower cost of entry. Choose the FRONTIER Airlines World Mastercard if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The The AARP® Travel Rewards Mastercard® ($0/yr) is better for everyday value, while the FRONTIER Airlines World Mastercard ($99/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | The AARP® Travel Rewards Mastercard® | FRONTIER Airlines World Mastercard |
|---|---|---|
| Frontier Purchases | 1X | 5X |
The The AARP® Travel Rewards Mastercard® wins in 3 of 5 categories. The FRONTIER Airlines World Mastercard leads in 2.
Flights
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Car Rentals
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Hotels
The AARP® Travel Rewards Mastercard® earns 3X vs 1X
Dining
FRONTIER Airlines World Mastercard earns 3X vs 2X
Frontier Purchases
FRONTIER Airlines World Mastercard earns 5X vs 1X
The FRONTIER Airlines World Mastercard costs $99/yr — that's $99 more than the The AARP® Travel Rewards Mastercard® (no annual fee). To justify that gap, you need to extract at least $99 in annual value from the card's higher earn rates and benefits.
The FRONTIER Airlines World Mastercard offers free checked bags. Whether that justifies the fee depends on how often you use these benefits.
Bottom line: The $99 difference is small enough that the FRONTIER Airlines World Mastercard's extra perks make it worth considering for most cardholders.
Choosing one card means missing out on these benefits from the other.
Choosing The AARP® Travel Rewards Mastercard® means losing:
The The AARP® Travel Rewards Mastercard® has a lower annual fee ($0 vs $99), making it the more accessible option.
Choose the The AARP® Travel Rewards Mastercard® if you want solid rewards with a lower cost of entry. Choose the FRONTIER Airlines World Mastercard if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| Car Rentals | 3X | 1X |
| Dining | 2X | 3X |
| Flights | 3X | 1X |
| Hotels | 3X | 1X |
Network
Key Benefits
Pros
Cons
Get the The AARP® Travel Rewards Mastercard® if you:
| Car Rentals | 3X | 1X |
| Dining | 2X | 3X |
| Flights | 3X | 1X |
| Hotels | 3X | 1X |
Network
Key Benefits
Pros
Cons
Get the The AARP® Travel Rewards Mastercard® if you:
| Car Rentals | 3X | 1X |
| Dining | 2X | 3X |
| Flights | 3X | 1X |
| Hotels | 3X | 1X |
Network
Key Benefits
Pros
Cons
Get the The AARP® Travel Rewards Mastercard® if you:
