Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
Ranked by effective value per dollar at Air Travel (Capital One) — including welcome offer math, redemption value, and annual fee.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Spark 1.5X Miles Select earns the top spot for Air Travel (Capital One) purchases at 7.5¢ per dollar — no annual fee, factoring in welcome offers and ongoing rewards. We ranked every card in our database against Air Travel (Capital One) purchases using the same scoring engine that powers our search. The list below orders cards by net value to you, not by what pays the biggest affiliate commission. Cards 4–10 are still solid picks; they just trade off some of the headline value for fewer fees, broader networks, or simpler redemptions.
Capital One
Ranked by effective value per dollar at Air Travel (Capital One) — including welcome offer math, redemption value, and annual fee.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Spark 1.5X Miles Select earns the top spot for Air Travel (Capital One) purchases at 7.5¢ per dollar — no annual fee, factoring in welcome offers and ongoing rewards. We ranked every card in our database against Air Travel (Capital One) purchases using the same scoring engine that powers our search. The list below orders cards by net value to you, not by what pays the biggest affiliate commission. Cards 4–10 are still solid picks; they just trade off some of the headline value for fewer fees, broader networks, or simpler redemptions.
Capital One
Ranked by effective value per dollar at Air Travel (Capital One) — including welcome offer math, redemption value, and annual fee.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Spark 1.5X Miles Select earns the top spot for Air Travel (Capital One) purchases at 7.5¢ per dollar — no annual fee, factoring in welcome offers and ongoing rewards. We ranked every card in our database against Air Travel (Capital One) purchases using the same scoring engine that powers our search. The list below orders cards by net value to you, not by what pays the biggest affiliate commission. Cards 4–10 are still solid picks; they just trade off some of the headline value for fewer fees, broader networks, or simpler redemptions.
Capital One

Chase

Wells Fargo
Spark 1.5X Miles Select earns 7.5¢ per dollar at Air Travel (Capital One), the highest in our database. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum value on this category and don't mind a focused rewards structure.
All 10 cards ranked by effective value per dollar.
| Card | Hotels Capital One Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Spark 1.5X Miles SelectCapital One | 5x Capital One Miles | 7.5¢/$ | $0 | — | mastercard |
| Chase Sapphire ReserveChase | 4x Ultimate Rewards | 7.2¢/$ | $795 | $968 | visa |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards | 7.5¢/$ | $95 | $33 | visa |
| American Express Green CardAmex | 3x Membership Rewards | 5.4¢/$ | $150 | $144.50 | amex |
| VentureOne Rewards for Good CreditCapital One | 5x Capital One Miles | 7.5¢/$ | $0 | — | mastercard |
| Capital One Venture Rewards Credit CardCapital One | 5x Venture Miles | 5.5¢/$ | $95 | $140 | mastercard |
| Chase Freedom FlexChase | 5x Ultimate Rewards | 5.4¢/$ | $0 | $30 | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 5.5¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 5x ThankYou Points | 4.5¢/$ | $0 | $162.50 | mastercard |
| Capital One Savor Cash Rewards Credit CardCapital One | 5x Cashback | 5.0¢/$ | $0 | $119.88 | mastercard |
Other brands in Airlines where the top picks above also earn well.
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Chase

Wells Fargo
Spark 1.5X Miles Select earns 7.5¢ per dollar at Air Travel (Capital One), the highest in our database. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum value on this category and don't mind a focused rewards structure.
All 10 cards ranked by effective value per dollar.
| Card | Hotels Capital One Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Spark 1.5X Miles SelectCapital One | 5x Capital One Miles | 7.5¢/$ | $0 | — | mastercard |
| Chase Sapphire ReserveChase | 4x Ultimate Rewards | 7.2¢/$ | $795 | $968 | visa |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards | 7.5¢/$ | $95 | $33 | visa |
| American Express Green CardAmex | 3x Membership Rewards | 5.4¢/$ | $150 | $144.50 | amex |
| VentureOne Rewards for Good CreditCapital One | 5x Capital One Miles | 7.5¢/$ | $0 | — | mastercard |
| Capital One Venture Rewards Credit CardCapital One | 5x Venture Miles | 5.5¢/$ | $95 | $140 | mastercard |
| Chase Freedom FlexChase | 5x Ultimate Rewards | 5.4¢/$ | $0 | $30 | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 5.5¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 5x ThankYou Points | 4.5¢/$ | $0 | $162.50 | mastercard |
| Capital One Savor Cash Rewards Credit CardCapital One | 5x Cashback | 5.0¢/$ | $0 | $119.88 | mastercard |
Other brands in Airlines where the top picks above also earn well.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →
Chase

Wells Fargo
Spark 1.5X Miles Select earns 7.5¢ per dollar at Air Travel (Capital One), the highest in our database. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum value on this category and don't mind a focused rewards structure.
All 10 cards ranked by effective value per dollar.
| Card | Hotels Capital One Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Spark 1.5X Miles SelectCapital One | 5x Capital One Miles | 7.5¢/$ | $0 | — | mastercard |
| Chase Sapphire ReserveChase | 4x Ultimate Rewards | 7.2¢/$ | $795 | $968 | visa |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards | 7.5¢/$ | $95 | $33 | visa |
| American Express Green CardAmex | 3x Membership Rewards | 5.4¢/$ | $150 | $144.50 | amex |
| VentureOne Rewards for Good CreditCapital One | 5x Capital One Miles | 7.5¢/$ | $0 | — | mastercard |
| Capital One Venture Rewards Credit CardCapital One | 5x Venture Miles | 5.5¢/$ | $95 | $140 | mastercard |
| Chase Freedom FlexChase | 5x Ultimate Rewards | 5.4¢/$ | $0 | $30 | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 5.5¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 5x ThankYou Points | 4.5¢/$ | $0 | $162.50 | mastercard |
| Capital One Savor Cash Rewards Credit CardCapital One | 5x Cashback | 5.0¢/$ | $0 | $119.88 | mastercard |
Other brands in Airlines where the top picks above also earn well.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →