Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Purchase Protection benefit details — $550/yr annual fee
Extends manufacturer warranties by one year on eligible items with 3-year or shorter original warranties.
Coverage up to $10,000 per claim for items stolen or damaged within 90 days of purchase.
Get reimbursed up to $300 per item (up to $1,000/year) when a merchant refuses to accept a return.