Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Concierge benefit details — $199/yr annual fee
Coverage up to $10,000 per item (max $50,000 per Account) for eligible purchases against theft or damage for 120 days from purchase date
Get complimentary 24/7 personal assistance for travel planning, entertainment, reservations, and gift shopping with multilingual support.