Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Concierge benefit details — No annual fee
Link your BoA checking account for overdraft protection with no transfer fees on credit card advances.
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless in-store and in-app payments.
Check your FICO Score for free each month through Online Banking or the Bank of America mobile app.
Pay 0% interest on purchases and balance transfers for 21 billing cycles when transfers are made within 60 days of account opening.
Emergency card replacement and cash advance services available 24/7 worldwide via Mastercard Global Service.
Hold the BankAmericard card without paying an annual fee year after year.
Paying late won't automatically raise your interest rate, unlike most cards that impose penalty APRs up to 29.99%.
