Which card earns more rewards, the Discover it Cash Back or Jasper Cash Back Mastercard?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it Cash Back or the Jasper Cash Back Mastercard?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Discover it Cash Back or Jasper Cash Back Mastercard?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it Cash Back or the Jasper Cash Back Mastercard?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Discover it Cash Back or Jasper Cash Back Mastercard?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Discover it Cash Back or the Jasper Cash Back Mastercard?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Discover it Cash Back vs Jasper Cash Back Mastercard

Both cards cost $0/yr. The Discover it Cash Back is better for rotating quarterly, while the Jasper Cash Back Mastercard wins on cable tv. Here's how they compare.

Fees & Welcome Offer

Annual Fee

Welcome Bonus

150 cash

—

Earn Rates

Category	Discover it Cash Back	Jasper Cash Back Mastercard
Cable Tv	1X	5X
Rotating Quarterly	5X	1X
Streaming	1X	5X
Gas Stations	1X	3X
Grocery Stores	1X	3X

Benefits & Features

Network

DISCOVER

MASTERCARD

Key Benefits

None

✓Purchase protection

Pros & Cons

Pros

+Cashback Match doubles ALL rewards earned in first year - unlimited
+5% cash back on rotating quarterly categories (up to $1,500 spend/quarter)
+No annual fee ever
+No foreign transaction fees (rare for no-AF cards)
+0% intro APR for 15 months on purchases and balance transfers

+Unlimited 2% cash back on all purchases
+No annual fee
+No foreign transaction fees
+World Mastercard benefits (price protection, extended warranty, purchase protection)
+Modern app with instant notifications

Cons

−Discover network has lower acceptance than Visa/Mastercard, especially internationally
−Must activate 5% categories each quarter or earn only 1%

Category-by-Category Winner

The Jasper Cash Back Mastercard wins in 4 of 5 categories. The Discover it Cash Back leads in 1.

Rotating Quarterly

Discover it Cash Back earns 5X vs 1X

Cable Tv

Jasper Cash Back Mastercard earns 5X vs 1X

Streaming

Jasper Cash Back Mastercard earns 5X vs 1X

Gas Stations

Jasper Cash Back Mastercard earns 3X vs 1X

Grocery Stores

Jasper Cash Back Mastercard earns 3X vs 1X

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Discover it Cash Back means losing:

-Purchase protection

Which Card Is Right for You?

Get the Jasper Cash Back Mastercard if you:

+Do most of your spending at grocery stores

Frequently Asked Questions

Which card earns more rewards, the Discover it Cash Back or Jasper Cash Back Mastercard?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Discover it Cash Back or the Jasper Cash Back Mastercard?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

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Discover it Cash Back — Full Review All Discover Cards

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Official issuer pages: Discover cards · Webbank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Discover it Cash Back vs Jasper Cash Back Mastercard

Both cards cost $0/yr. The Discover it Cash Back is better for rotating quarterly, while the Jasper Cash Back Mastercard wins on cable tv. Here's how they compare.