Aeroplan® Card vs Chase Sapphire Preferred Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Aeroplan® Card

Chase

Chase Sapphire Preferred Card

Chase

Annual Fee

$95

Welcome Bonus

60,000 points

75,000 Flex point

Base Earn Rate

Top Earn Categories

3X Air Canada

3X Dining

3X Grocery Stores

5X Travel

3X Dining

3X Streaming

3X Online Groceries

Network

MASTERCARD

VISA

Key Benefits

✓Global Entry credit

✓Free checked bags

✓Travel credit

✓Travel insurance

✓Purchase protection

Pros

—

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

—

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Explore More

Aeroplan® Card — Full Review All Chase Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Aeroplan® Card vs Chase Sapphire Preferred Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Aeroplan® Card

Chase

Chase Sapphire Preferred Card

Chase

Annual Fee

$95

Welcome Bonus

60,000 points

75,000 Flex point

Base Earn Rate

Top Earn Categories

3X Air Canada

3X Dining

3X Grocery Stores

5X Travel

3X Dining

3X Streaming

3X Online Groceries

Network

MASTERCARD

VISA

Key Benefits

✓Global Entry credit

✓Free checked bags

✓Travel credit

✓Travel insurance

✓Purchase protection

Pros

—

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

—

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Explore More

Aeroplan® Card — Full Review All Chase Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Aeroplan® Card vs Chase Sapphire Preferred Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Aeroplan® Card

Chase

Chase Sapphire Preferred Card

Chase

Annual Fee

$95

Welcome Bonus

60,000 points

75,000 Flex point

Base Earn Rate

Top Earn Categories

3X Air Canada

3X Dining

3X Grocery Stores

5X Travel

3X Dining

3X Streaming

3X Online Groceries

Network

MASTERCARD

VISA

Key Benefits

✓Global Entry credit

✓Free checked bags

✓Travel credit

✓Travel insurance

✓Purchase protection

Pros

—

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

Cons

—

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

Explore More

Aeroplan® Card — Full Review All Chase Cards

Chase Sapphire Preferred Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →