Capital One VentureOne Rewards Credit Card vs Fidelity Rewards Visa Signature Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Capital One VentureOne Rewards Credit Card

Capital One

Fidelity Rewards Visa Signature Card

Elan Financial

Annual Fee

Welcome Bonus

20,000 Flex point

—

Base Earn Rate

—

Top Earn Categories

5X Hotels

5X Car Rentals

5X Entertainment

—

Network

MASTERCARD

VISA

Key Benefits

None

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Fidelity Rewards Visa Signature Card — Full Review All Elan Financial Cards

Browse all comparisons →Browse all card categories →

Capital One VentureOne Rewards Credit Card vs Fidelity Rewards Visa Signature Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Capital One VentureOne Rewards Credit Card

Capital One

Fidelity Rewards Visa Signature Card

Elan Financial

Annual Fee

Welcome Bonus

20,000 Flex point

—

Base Earn Rate

—

Top Earn Categories

5X Hotels

5X Car Rentals

5X Entertainment

—

Network

MASTERCARD

VISA

Key Benefits

None

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Fidelity Rewards Visa Signature Card — Full Review All Elan Financial Cards

Browse all comparisons →Browse all card categories →

Capital One VentureOne Rewards Credit Card vs Fidelity Rewards Visa Signature Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Capital One VentureOne Rewards Credit Card

Capital One

Fidelity Rewards Visa Signature Card

Elan Financial

Annual Fee

Welcome Bonus

20,000 Flex point

—

Base Earn Rate

—

Top Earn Categories

5X Hotels

5X Car Rentals

5X Entertainment

—

Network

MASTERCARD

VISA

Key Benefits

None

Explore More

Capital One VentureOne Rewards Credit Card — Full Review All Capital One Cards

Fidelity Rewards Visa Signature Card — Full Review All Elan Financial Cards

Browse all comparisons →Browse all card categories →

+True 2% unlimited cash back on all purchases with no annual fee
+Rewards auto-deposit into Fidelity brokerage, IRA, 529, or cash management accounts
+No minimum redemption threshold (rewards deposit automatically)
+$150 welcome bonus after $1,500 spend in 90 days
+Visa Signature benefits: extended warranty, purchase protection, concierge

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
−Miles worth 1 cent each for travel, less for other redemptions

−Requires Fidelity account for redemption (cannot get cash to bank account)
−1% foreign transaction fee makes it unsuitable for international travel
−Not flexible if you ever want to leave Fidelity
−No premium travel benefits or lounge access
−Issued by Elan Financial Services, not Fidelity directly (customer service may vary)

+True 2% unlimited cash back on all purchases with no annual fee
+Rewards auto-deposit into Fidelity brokerage, IRA, 529, or cash management accounts
+No minimum redemption threshold (rewards deposit automatically)
+$150 welcome bonus after $1,500 spend in 90 days
+Visa Signature benefits: extended warranty, purchase protection, concierge

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
−Miles worth 1 cent each for travel, less for other redemptions

−Requires Fidelity account for redemption (cannot get cash to bank account)
−1% foreign transaction fee makes it unsuitable for international travel
−Not flexible if you ever want to leave Fidelity
−No premium travel benefits or lounge access
−Issued by Elan Financial Services, not Fidelity directly (customer service may vary)

+True 2% unlimited cash back on all purchases with no annual fee
+Rewards auto-deposit into Fidelity brokerage, IRA, 529, or cash management accounts
+No minimum redemption threshold (rewards deposit automatically)
+$150 welcome bonus after $1,500 spend in 90 days
+Visa Signature benefits: extended warranty, purchase protection, concierge

Cons

−Lower earn rate than premium travel cards
−No lounge access or premium travel benefits
−5X earning requires booking through Capital One Travel
−Miles worth 1 cent each for travel, less for other redemptions

−Requires Fidelity account for redemption (cannot get cash to bank account)
−1% foreign transaction fee makes it unsuitable for international travel
−Not flexible if you ever want to leave Fidelity
−No premium travel benefits or lounge access
−Issued by Elan Financial Services, not Fidelity directly (customer service may vary)