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Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About

Blog
Contact

Product

Documentation

Legal

Terms of Service
Privacy Policy
Cookie Policy
Accessibility

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About

Blog
Contact

Product

Documentation

Legal

Terms of Service
Privacy Policy
Cookie Policy
Accessibility

American Express Green Card vs Rakuten American Express Card — Full Comparison (2026)

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/
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American Express Green Card vs Rakuten American Express Card

American Express Green Card vs Rakuten American Express Card

A detailed side-by-side comparison to help you choose the right card for your spending.

American Express Green Card

American Express Green Card

American Express

Rakuten American Express Card

Rakuten American Express Card

First Electronic Bank

Annual Fee

$150

$0

Welcome Bonus

40,000 Flex point

50 points

Base Earn Rate

1X

—

Top Earn Categories

3X Travel

3X Transit

3X Dining

3X Ridesharing

4X Rakuten Purchases

2X Dining

2X Grocery Stores

Network

AMEX

AMEX

Key Benefits

✓Lounge access

✓Travel insurance

None

Pros

+3X on travel, transit, and dining worldwide covers most everyday spending
+$189 CLEAR Plus credit more than offsets the $150 annual fee for CLEAR users
+$100 LoungeBuddy credit provides flexible airport lounge access
+No foreign transaction fees for international travel
+Made from reclaimed ocean plastic (environmentally friendly)

—

Cons

−$150 annual fee is not waived first year
−No direct lounge network membership (LoungeBuddy is pay-per-use)
−CLEAR credit has limited value outside major airports
−Lower-tier welcome bonus compared to Gold or Platinum
−$35 authorized user fee adds up for multi-card households

—

The Bottom Line

The Rakuten American Express Card has a lower annual fee ($0 vs $150), making it the more accessible option.

The American Express Green Card justifies its higher fee with premium perks like lounge access.

Explore More

American Express Green Card — Full Review All American Express Cards

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Browse all comparisons →Browse all card categories →

Home
/
Compare
/
American Express Green Card vs Rakuten American Express Card

American Express Green Card vs Rakuten American Express Card

A detailed side-by-side comparison to help you choose the right card for your spending.

American Express Green Card

American Express Green Card

American Express

Rakuten American Express Card

Rakuten American Express Card

First Electronic Bank

Annual Fee

$150

$0

Welcome Bonus

40,000 Flex point

50 points

Base Earn Rate

1X

—

Top Earn Categories

3X Travel

3X Transit

3X Dining

3X Ridesharing

4X Rakuten Purchases

2X Dining

2X Grocery Stores

Network

AMEX

AMEX

Key Benefits

✓Lounge access

✓Travel insurance

None

Pros

+3X on travel, transit, and dining worldwide covers most everyday spending
+$189 CLEAR Plus credit more than offsets the $150 annual fee for CLEAR users
+$100 LoungeBuddy credit provides flexible airport lounge access
+No foreign transaction fees for international travel
+Made from reclaimed ocean plastic (environmentally friendly)

—

Cons

−$150 annual fee is not waived first year
−No direct lounge network membership (LoungeBuddy is pay-per-use)
−CLEAR credit has limited value outside major airports
−Lower-tier welcome bonus compared to Gold or Platinum
−$35 authorized user fee adds up for multi-card households

—

The Bottom Line

The Rakuten American Express Card has a lower annual fee ($0 vs $150), making it the more accessible option.

The American Express Green Card justifies its higher fee with premium perks like lounge access.

Explore More

American Express Green Card — Full Review All American Express Cards

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Browse all comparisons →Browse all card categories →

Home
/
Compare
/
American Express Green Card vs Rakuten American Express Card

American Express Green Card vs Rakuten American Express Card

A detailed side-by-side comparison to help you choose the right card for your spending.

American Express Green Card

American Express Green Card

American Express

Rakuten American Express Card

Rakuten American Express Card

First Electronic Bank

Annual Fee

$150

$0

Welcome Bonus

40,000 Flex point

50 points

Base Earn Rate

1X

—

Top Earn Categories

3X Travel

3X Transit

3X Dining

3X Ridesharing

4X Rakuten Purchases

2X Dining

2X Grocery Stores

Network

AMEX

AMEX

Key Benefits

✓Lounge access

✓Travel insurance

None

Pros

+3X on travel, transit, and dining worldwide covers most everyday spending
+$189 CLEAR Plus credit more than offsets the $150 annual fee for CLEAR users
+$100 LoungeBuddy credit provides flexible airport lounge access
+No foreign transaction fees for international travel
+Made from reclaimed ocean plastic (environmentally friendly)

—

Cons

−$150 annual fee is not waived first year
−No direct lounge network membership (LoungeBuddy is pay-per-use)
−CLEAR credit has limited value outside major airports
−Lower-tier welcome bonus compared to Gold or Platinum
−$35 authorized user fee adds up for multi-card households

—

The Bottom Line

The Rakuten American Express Card has a lower annual fee ($0 vs $150), making it the more accessible option.

The American Express Green Card justifies its higher fee with premium perks like lounge access.

Explore More

American Express Green Card — Full Review All American Express Cards

Rakuten American Express Card — Full Review All First Electronic Bank Cards

Browse all comparisons →Browse all card categories →