Which card earns more rewards, the Amazon Visa or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Visa or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Visa or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Amazon Visa or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Amazon Visa vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Amazon Visa

Chase

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

20,000 Flex point

Earn Rates

Category	Amazon Visa	Wells Fargo Autograph Visa Credit Card
All Travel Ultimate Rewards	3X	1X
Amazon	3X	1X
Dining	2X	3X
Gas Stations	2X	3X
Phone Bills	1X	3X
Streaming	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 8 of 12 categories. The Amazon Visa leads in 4.

Amazon

Amazon Visa earns 3X vs 1X

Whole Foods

Amazon Visa earns 3X vs 1X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Ridesharing

Amazon Visa earns 2X vs 1X

Travel

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Visa — Full Review All Chase Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards · Wells Fargo cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Amazon Visa vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Amazon Visa

Chase

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

20,000 Flex point

Earn Rates

Category	Amazon Visa	Wells Fargo Autograph Visa Credit Card
All Travel Ultimate Rewards	3X	1X
Amazon	3X	1X
Dining	2X	3X
Gas Stations	2X	3X
Phone Bills	1X	3X
Streaming	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 8 of 12 categories. The Amazon Visa leads in 4.

Amazon

Amazon Visa earns 3X vs 1X

Whole Foods

Amazon Visa earns 3X vs 1X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Ridesharing

Amazon Visa earns 2X vs 1X

Travel

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Visa — Full Review All Chase Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards · Wells Fargo cards

Amazon Visa vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Amazon Visa is better for amazon, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Amazon Visa

Chase

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

50 Retail

20,000 Flex point

Earn Rates

Category	Amazon Visa	Wells Fargo Autograph Visa Credit Card
All Travel Ultimate Rewards	3X	1X
Amazon	3X	1X
Dining	2X	3X
Gas Stations	2X	3X
Phone Bills	1X	3X
Streaming	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 8 of 12 categories. The Amazon Visa leads in 4.

Amazon

Amazon Visa earns 3X vs 1X

Whole Foods

Amazon Visa earns 3X vs 1X

All Travel Ultimate Rewards

Amazon Visa earns 3X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 2X

Ridesharing

Amazon Visa earns 2X vs 1X

Travel

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Amazon Visa or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Amazon Visa or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Visa — Full Review All Chase Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards · Wells Fargo cards