Is the Hawaiian Airlines® World Elite Business Mastercard® worth the higher annual fee?

The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr vs $95/yr for the Alaska Airlines Visa Signature Credit Card. The higher fee that can offset the cost for frequent travelers.

Which card earns more rewards, the Alaska Airlines Visa Signature Credit Card or Hawaiian Airlines® World Elite Business Mastercard®?

The Hawaiian Airlines® World Elite Business Mastercard® has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Is the Hawaiian Airlines® World Elite Business Mastercard® worth the higher annual fee?

The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr vs $95/yr for the Alaska Airlines Visa Signature Credit Card. The higher fee that can offset the cost for frequent travelers.

Which card earns more rewards, the Alaska Airlines Visa Signature Credit Card or Hawaiian Airlines® World Elite Business Mastercard®?

The Hawaiian Airlines® World Elite Business Mastercard® has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Is the Hawaiian Airlines® World Elite Business Mastercard® worth the higher annual fee?

The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr vs $95/yr for the Alaska Airlines Visa Signature Credit Card. The higher fee that can offset the cost for frequent travelers.

Which card earns more rewards, the Alaska Airlines Visa Signature Credit Card or Hawaiian Airlines® World Elite Business Mastercard®?

The Hawaiian Airlines® World Elite Business Mastercard® has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

Alaska Airlines Visa Signature Credit Card vs Hawaiian Airlines® World Elite Business Mastercard®

The Alaska Airlines Visa Signature Credit Card ($95/yr) is better for everyday value, while the Hawaiian Airlines® World Elite Business Mastercard® ($99/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Alaska Airlines Visa Signature Credit Card

Bank of America

Hawaiian Airlines® World Elite Business Mastercard®

Barclays

Fees & Welcome Offer

Annual Fee

$95

$99

Welcome Bonus

70,000 miles

50,000 points

Earn Rates

Category	Alaska Airlines Visa Signature Credit Card	Hawaiian Airlines® World Elite Business Mastercard®
Alaska Airlines	3X

Category-by-Category Winner

Both cards win in 3 categories each — it comes down to which categories matter most to you.

Shipping

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Streaming

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Transit

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Hawaiian Airlines

Hawaiian Airlines® World Elite Business Mastercard® earns 3X vs 1X

Dining

Hawaiian Airlines® World Elite Business Mastercard® earns 2X vs 1X

Office Supplies

Hawaiian Airlines® World Elite Business Mastercard® earns 2X vs 1X

Is the Fee Difference Worth It?

The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr — that's $4 more than the Alaska Airlines Visa Signature Credit Card ($95/yr). To justify that gap, you need to extract at least $4 in annual value from the card's higher earn rates and benefits.

Bottom line: The $4 difference is small enough that the Hawaiian Airlines® World Elite Business Mastercard®'s extra perks make it worth considering for most cardholders.

What You Give Up

Choosing one card means missing out on these benefits from the other.

The Bottom Line

The Alaska Airlines Visa Signature Credit Card has a lower annual fee ($95 vs $99), making it the more accessible option.

Choose the Alaska Airlines Visa Signature Credit Card if you want solid rewards with a lower cost of entry. Choose the Hawaiian Airlines® World Elite Business Mastercard® if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Hawaiian Airlines® World Elite Business Mastercard® worth the higher annual fee?: The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr vs $95/yr for the Alaska Airlines Visa Signature Credit Card. The higher fee that can offset the cost for frequent travelers.
Which card earns more rewards, the Alaska Airlines Visa Signature Credit Card or Hawaiian Airlines® World Elite Business Mastercard®?: The Hawaiian Airlines® World Elite Business Mastercard® has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Alaska Airlines Visa Signature Credit Card or the Hawaiian Airlines® World Elite Business Mastercard®?: Choose the Alaska Airlines Visa Signature Credit Card if you want lower fees and solid rewards. Pick the Hawaiian Airlines® World Elite Business Mastercard® if you spend enough to justify the $99/yr fee through its premium benefits and higher earn rates.

Explore More

Alaska Airlines Visa Signature Credit Card — Full Review All Bank of America Cards

Hawaiian Airlines® World Elite Business Mastercard® — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · Barclays cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Alaska Airlines Visa Signature Credit Card vs Hawaiian Airlines® World Elite Business Mastercard®

Alaska Airlines Visa Signature Credit Card

Bank of America

Hawaiian Airlines® World Elite Business Mastercard®

Barclays

Fees & Welcome Offer

Annual Fee

$95

$99

Welcome Bonus

70,000 miles

50,000 points

Earn Rates

Category	Alaska Airlines Visa Signature Credit Card	Hawaiian Airlines® World Elite Business Mastercard®
Alaska Airlines	3X

Category-by-Category Winner

Both cards win in 3 categories each — it comes down to which categories matter most to you.

Shipping

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Streaming

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Transit

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Hawaiian Airlines

Hawaiian Airlines® World Elite Business Mastercard® earns 3X vs 1X

Dining

Hawaiian Airlines® World Elite Business Mastercard® earns 2X vs 1X

Office Supplies

Hawaiian Airlines® World Elite Business Mastercard® earns 2X vs 1X

Is the Fee Difference Worth It?

Bottom line: The $4 difference is small enough that the Hawaiian Airlines® World Elite Business Mastercard®'s extra perks make it worth considering for most cardholders.

What You Give Up

Choosing one card means missing out on these benefits from the other.

The Bottom Line

The Alaska Airlines Visa Signature Credit Card has a lower annual fee ($95 vs $99), making it the more accessible option.

Frequently Asked Questions

Is the Hawaiian Airlines® World Elite Business Mastercard® worth the higher annual fee?: The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr vs $95/yr for the Alaska Airlines Visa Signature Credit Card. The higher fee that can offset the cost for frequent travelers.
Which card earns more rewards, the Alaska Airlines Visa Signature Credit Card or Hawaiian Airlines® World Elite Business Mastercard®?: The Hawaiian Airlines® World Elite Business Mastercard® has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Alaska Airlines Visa Signature Credit Card or the Hawaiian Airlines® World Elite Business Mastercard®?: Choose the Alaska Airlines Visa Signature Credit Card if you want lower fees and solid rewards. Pick the Hawaiian Airlines® World Elite Business Mastercard® if you spend enough to justify the $99/yr fee through its premium benefits and higher earn rates.

Explore More

Alaska Airlines Visa Signature Credit Card — Full Review All Bank of America Cards

Hawaiian Airlines® World Elite Business Mastercard® — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · Barclays cards

Alaska Airlines Visa Signature Credit Card vs Hawaiian Airlines® World Elite Business Mastercard®

Alaska Airlines Visa Signature Credit Card

Bank of America

Hawaiian Airlines® World Elite Business Mastercard®

Barclays

Fees & Welcome Offer

Annual Fee

$95

$99

Welcome Bonus

70,000 miles

50,000 points

Earn Rates

Category	Alaska Airlines Visa Signature Credit Card	Hawaiian Airlines® World Elite Business Mastercard®
Alaska Airlines	3X

Category-by-Category Winner

Both cards win in 3 categories each — it comes down to which categories matter most to you.

Shipping

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Streaming

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Transit

Alaska Airlines Visa Signature Credit Card earns 2X vs 1X

Hawaiian Airlines

Hawaiian Airlines® World Elite Business Mastercard® earns 3X vs 1X

Dining

Hawaiian Airlines® World Elite Business Mastercard® earns 2X vs 1X

Office Supplies

Hawaiian Airlines® World Elite Business Mastercard® earns 2X vs 1X

Is the Fee Difference Worth It?

Bottom line: The $4 difference is small enough that the Hawaiian Airlines® World Elite Business Mastercard®'s extra perks make it worth considering for most cardholders.

What You Give Up

Choosing one card means missing out on these benefits from the other.

The Bottom Line

The Alaska Airlines Visa Signature Credit Card has a lower annual fee ($95 vs $99), making it the more accessible option.

Frequently Asked Questions

Is the Hawaiian Airlines® World Elite Business Mastercard® worth the higher annual fee?: The Hawaiian Airlines® World Elite Business Mastercard® costs $99/yr vs $95/yr for the Alaska Airlines Visa Signature Credit Card. The higher fee that can offset the cost for frequent travelers.
Which card earns more rewards, the Alaska Airlines Visa Signature Credit Card or Hawaiian Airlines® World Elite Business Mastercard®?: The Hawaiian Airlines® World Elite Business Mastercard® has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Alaska Airlines Visa Signature Credit Card or the Hawaiian Airlines® World Elite Business Mastercard®?: Choose the Alaska Airlines Visa Signature Credit Card if you want lower fees and solid rewards. Pick the Hawaiian Airlines® World Elite Business Mastercard® if you spend enough to justify the $99/yr fee through its premium benefits and higher earn rates.

Explore More

Alaska Airlines Visa Signature Credit Card — Full Review All Bank of America Cards

Hawaiian Airlines® World Elite Business Mastercard® — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · Barclays cards

Benefits & Features

Network

VISA

MASTERCARD

Key Benefits

✓Free checked bags

None

Pros & Cons

Pros

+Famous Companion Fare: bring a travel buddy from just $99 one-way (plus taxes) after $6K spend
+Free first checked bag for cardholder plus up to 6 guests—saves ~$70 per roundtrip
+Low $95 annual fee makes this one of the most affordable airline cards
+70,000 bonus miles welcome offer after $3K spend in 90 days
+3x miles on Alaska Airlines purchases for fast earning on flights

—

Cons

−Only 1x miles on non-Alaska purchases limits everyday earning
−Companion fare requires $6,000 annual spend threshold
−No lounge access benefit included
−No product change options—this is the only personal Alaska card
−Alaska's route network is strongest on West Coast, limiting utility elsewhere

—

Choosing Hawaiian Airlines® World Elite Business Mastercard® means losing:

-Free checked bags

Which Card Is Right for You?

Get the Alaska Airlines Visa Signature Credit Card if you:

+Want strong rewards without a large annual fee commitment

Get the Hawaiian Airlines® World Elite Business Mastercard® if you:

+Spend $300+/month on restaurants and dining out

Benefits & Features

Network

VISA

MASTERCARD

Key Benefits

✓Free checked bags

None

Pros & Cons

Pros

+Famous Companion Fare: bring a travel buddy from just $99 one-way (plus taxes) after $6K spend
+Free first checked bag for cardholder plus up to 6 guests—saves ~$70 per roundtrip
+Low $95 annual fee makes this one of the most affordable airline cards
+70,000 bonus miles welcome offer after $3K spend in 90 days
+3x miles on Alaska Airlines purchases for fast earning on flights

—

Cons

−Only 1x miles on non-Alaska purchases limits everyday earning
−Companion fare requires $6,000 annual spend threshold
−No lounge access benefit included
−No product change options—this is the only personal Alaska card
−Alaska's route network is strongest on West Coast, limiting utility elsewhere

—

Choosing Hawaiian Airlines® World Elite Business Mastercard® means losing:

-Free checked bags

Which Card Is Right for You?

Get the Alaska Airlines Visa Signature Credit Card if you:

+Want strong rewards without a large annual fee commitment

Get the Hawaiian Airlines® World Elite Business Mastercard® if you:

+Spend $300+/month on restaurants and dining out

Benefits & Features

Network

VISA

MASTERCARD

Key Benefits

✓Free checked bags

None

Pros & Cons

Pros

+Famous Companion Fare: bring a travel buddy from just $99 one-way (plus taxes) after $6K spend
+Free first checked bag for cardholder plus up to 6 guests—saves ~$70 per roundtrip
+Low $95 annual fee makes this one of the most affordable airline cards
+70,000 bonus miles welcome offer after $3K spend in 90 days
+3x miles on Alaska Airlines purchases for fast earning on flights

—

Cons

−Only 1x miles on non-Alaska purchases limits everyday earning
−Companion fare requires $6,000 annual spend threshold
−No lounge access benefit included
−No product change options—this is the only personal Alaska card
−Alaska's route network is strongest on West Coast, limiting utility elsewhere

—

Choosing Hawaiian Airlines® World Elite Business Mastercard® means losing:

-Free checked bags

Which Card Is Right for You?

Get the Alaska Airlines Visa Signature Credit Card if you:

+Want strong rewards without a large annual fee commitment

Get the Hawaiian Airlines® World Elite Business Mastercard® if you:

+Spend $300+/month on restaurants and dining out